Your privacy is important to us at the cents of money. We would like to share some basic principles that we follow:

  • We do not share personal information or email addresses that may be disclosed as a user on our site or as a subscriber to our newsletter unless required by the law or protect our rights.
  • We do not sell user information.
  • We don’t store personal information on our host’s servers unless required for the ongoing operation of this website and related services.

Gathering of Personal and Non-Personal

Information of Website Visitors

We do not collect any personal information about you as a visitor except for anonymous data being collected by Google Analytics which is used to monitor our website traffic. The purpose of this data collection is to better understand trends of website usage such as visitor time spent on the website and other aggregated statistics.

We may make use of third-party services that may access email addresses, IP addresses and other non-personally identifying information. We cannot oversee or be held liable for third party usage of such information.

At times, we may have opt-in offerings that our visitors may voluntary subscribe to and that may require us to collect additional information required to process such transactions. We will only collect that information as necessary to process those transactions. Visitors can always refuse to supply personally-identifying information though that would prevent them from engaging in those website-related activities.

If you are a subscriber of the cents of money and have supplied your email address, we may occasionally send you an email about new features, ask for feedback, and such. An email address is also necessary to leave a comment and is stored by blogging software but is not visible to other visitors. We would more often respond to visitors in the comments section of respective posts. We have a contact form for visitors that may want to get in touch with us. We will not use your personal information to comment to others.

Children’s Online Privacy Protection Act (COPPA)

COPPA imposes certain requirements on operators of websites or online services directed to children under 13 years of age, and on operators of other websites or online services that have actual knowledge that they are collecting personal information online from a child under 13 years of age. We do not operate our website directed at children under the age, and do not collect, use or disclose personal information from visitors known to be under 13 years of age.


A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Pixel tags (also called web beacons) are small blocks of code placed on websites and emails. We uses cookies and other technologies like pixel tags to help us identify and track visitors, usage, and website preferences as well as track visitors and understand email campaign effectiveness. Visitors to the cents of money who do not wish to have cookies placed on their computers can refuse cookies through their browsers.


Ads may appear on our website and may be delivered to users by advertising partners who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online ad to compile information about you or others who use your computer. This allows ad networks to deliver targeted advertisements that that they believe will be of interest to you. Our privacy policy covers the use of cookies on the cents of money website and does not cover the use of cookies of advertisers.

Privacy Policy Changes

From time to time, we may change our privacy policy for finetuning purposes or needs to adapt to potentially new rules governing websites. Your continued use of our website after any change that is adopted will constitute your acceptance of such change. We hope to remain as transparent to you as possible.

This Privacy Policy was adapted from that of via a Creative Commons ShareAlike license. Under such a license you are free to use it too as long as you offer your resulting policy under a Creative Commons ShareAlike license and link to’s website in appreciation for its use.

The Content on This Site Is Copyrighted

While noted on the footer of every page of this site, the content on this site is copyrighted. Please refrain from republishing any of this content in any location or in any format without our explicit permission.


About Me

the cents of money is about financial education, here to teach and inspire you about money, seek new ideas and to create a greater comfort in your world about one of life’s great stresses. I want to use my financial skills honed by my professional experience to help others. That, by itself would pay dividends to me.

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