Should You Participate In An Employee Stock Purchase Plan (ESPP)?

Owning your company stock is a big morale booster.

Do you know what’s in your employer’s benefits package? It’s often worth more than you think. Getting a competitive salary is important, but prospective employees should look at their employer’s benefits package as part of their compensation.  You are fortunate … Read More

Personal Finance Lessons In Classic Literature

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When you think of classic literature about money, you think of high society glamour, indulgent parties, and stories of the multigenerational wealth of families. What’s not to like?  We can learn personal finance lessons in classic literature. We find stories … Read More

Target Date Funds Pros And Cons

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We have a lot of choices when selecting investment vehicles for 529 Savings Plan, 401 K retirement accounts and investment accounts. Gaining In Popularity Increasingly, target date funds have become popular with investors. Their assets surpassed $1 trillion in 2017. … Read More

The Relationship Between Time, Money And Productivity

time-money-relationship

“Lost time is never found again.” Benjamin Franklin    “Time is money,” but they have differences in our minds. Asking someone, “How did you spend your time today?” is acceptable, while “How did you spend your money today?” is not. … Read More

Challenges Women Entrepreneurs Face (and Overcome)

women-owned businesses

  Yes, the gender gap remains in the usual places for women. They get less pay, need career pauses with time out for children and other dependents yielding lower savings for retirement. Despite facing challenges, women are gaining ground. They … Read More

10 Tips To Handle Stock Market Volatility

stock-investing

“The intelligent investor is a realist who sells to optimists and buys from pessimists.”  Benjamin Graham   “The stock market is a device to transfer money from the impatient to the patient.” Warren Buffett   The financial markets are always … Read More

15 Tips Every College Grad Should Know

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Originally published on May 23, 2019, and updated on June 11, 2020. “Logic will get you from A to B. Imagination will take you everywhere.”  Albert Einstein Congratulations on making it to your special day, Graduates! As a parent, I … Read More

11 Ways To Avoid Costly Procrastination

pedro da silva procrastination unsplash

“It’s the job that’s never started that takes the longest to finish.” J.R.R. Tolkien I have been putting off writing this article for no apparent reason. And I am not even the procrastinator in our home. My husband is! Procrastination … Read More

A Beginner’s Guide To Life Insurance

summer

Life is a series of risk management, said a wise oncologist recently. Death happens and we can’t control our retirement from life. To better manage our risks in life and provide some protection against loss, we need insurance–auto, health insurance, … Read More

Millennials And Investing: A Study And Six Tips

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 Millennials are not all alike. This fact is probably news to no one, yet the number of myths permeating this age group is numerous.  Millennials are the largest generation at 35% of the US labor force and have been so … Read More