Credit and Debt will discuss credit reports, scores and how to borrow, reduce debt
You have probably been hiding under a rock if you haven’t heard a lot about the growing US student debt burden. These loans are a weight on those who carry these amounts early in their careers. For some, it may … Read More
When you think of classic literature about money, you think of high society glamour, indulgent parties, and stories of the multigenerational wealth of families. What’s not to like? We can learn personal finance lessons in classic literature. We find stories … Read More
“The intelligent investor is a realist who sells to optimists and buys from pessimists.” Benjamin Graham “The stock market is a device to transfer money from the impatient to the patient.” Warren Buffett The financial markets are always … Read More
“It’s the job that’s never started that takes the longest to finish.” J.R.R. Tolkien I have been putting off writing this article for no apparent reason. And I am not even the procrastinator in our home. My husband is! Procrastination … Read More
If you want to live comfortably, you need healthy financial habits. A top priority must be to live within your means. Only 46% of Americans report making more than they spend, according to a Pew Research study. Overspending leads to … Read More
Seems our job as parents of teens keep getting harder. Are they on drugs? Alcohol binging? Is their credit report alright? Yes, they can have credit issues! A credit report is issued once you have debt and payment history, what … Read More
Life is a series of risk management, said a wise oncologist recently. Death happens and we can’t control our retirement from life. To better manage our risks in life and provide some protection against loss, we need insurance–auto, health insurance, … Read More
April is Financial Literacy Month! Being well versed in financial literacy should be among our top priorities. To be better acquainted, see how you do in a short quiz below. The answers will follow with explanations of important financial concepts. … Read More
You got into your college. How to pay for college? The latest student loan statistics reflect $1.56 trillion held by 43.2 million student borrowers by an average of $39,351. College education leads to higher income, job security, and great opportunities … Read More
“Training is everything. The peach was once a bitter almond; cauliflower is nothing but cabbage with a college education.” Mark Twain “If you think education is expensive, try ignorance.” Derek Bok “College is part of an American dream. It shouldn’t … Read More
We are a connected and an open society. According to Business Insider Intelligence survey’s forecast released in January 2019, there will be more than 64 billion Internet of Things (IoT) devices by 2025, up from about 10 billion in 2018, … Read More