Credit and Debt will discuss credit reports, scores and how to borrow, reduce debt
I am a woman who came from the cotton fields of the South. From there I was promoted to the washtub. From there I was promoted to the cook kitchen. And from there I promoted myself into the business of … Read More
“It is not in the stars to hold our destiny but in ourselves.” William Shakespeare The year 2020 is almost here. It’s time to plan our New Year’s resolutions. You don’t need New Year’s to do financial planning, however, the … Read More
Generation Z is now in grade school, college, and just entering the workforce. Born between 1995-and 2010, Gen Z (also known as Internet Generation, “iGen” or “Post-Millennials”) follows other generations, each extremely distinct when considering attributes, values, and goals. This … Read More
“Delicious autumn! My very soul is wedded to it, and if I were a bird I would fly about the earth seeking the successive autumns.” – George Eliot I love the foliage season and the fall. Halloween is a big … Read More
“Whether talking about socks or stocks, I like buying quality merchandise when it is marked down.” Warren Buffett As a college professor, I assign reading and a paper on the legendary Berkshire Hathaway’s CEO and Chairman Warren Buffett’s latest Letter … Read More
“Change might not be fast and it isn’t always easy. But with time and effort, almost any habit can be reshaped.” Charles Duhigg  Simply having goals without good habits is not enough to reach them. Having a desire to … Read More
You have probably been hiding under a rock if you haven’t heard a lot about the growing US student debt burden. These loans are a weight on those who carry these amounts early in their careers. For some, it may … Read More
When you think of classic literature about money, you think of high society glamour, indulgent parties, and stories of the multigenerational wealth of families. What’s not to like? We can learn personal finance lessons in classic literature. We find stories … Read More
“The intelligent investor is a realist who sells to optimists and buys from pessimists.” Benjamin Graham  “The stock market is a device to transfer money from the impatient to the patient.” Warren Buffett The financial markets are always … Read More
“It’s the job that’s never started that takes the longest to finish.” J.R.R. Tolkien I have been putting off writing this article for no apparent reason. And I am not even the procrastinator in our home. My husband is! Procrastination … Read More
If you want to live comfortably, you need healthy financial habits. A top priority must be to live within your means. Only 46% of Americans report making more than they spend, according to a Pew Research study. Overspending leads to … Read More