Labor Day Thoughts On The Virtues Of Work

Celebrate hardworking Americans on this day.

“Pleasure in the job puts perfection in the work.”  Aristotle Labor Day is here. For most of us, it arrives too quickly with the end of summer. This three day weekend there are bonfires and last-hurrah barbeque with friends and … Read More

Should You Participate In An Employee Stock Purchase Plan (ESPP)?

Owning your company stock is a big morale booster.

Do you know what’s in your employer’s benefits package? It’s often worth more than you think. Getting a competitive salary is important, but prospective employees should look at their employer’s benefits package as part of their compensation.  You are fortunate … Read More

18 Tips To Pay Back Student Loans Faster

graduation-day

You have probably been hiding under a rock if you haven’t heard a lot about the growing US student debt burden. These loans are a weight on those who carry these amounts early in their careers. For some, it may … Read More

Personal Finance Lessons In Classic Literature

A-couple-dressed-for-fancy-party

When you think of classic literature about money, you think of high society glamour, indulgent parties, and stories of the multigenerational wealth of families. What’s not to like?  We can learn personal finance lessons in classic literature. We find stories … Read More

Target Date Funds Pros And Cons

target-date-funds-pros-and-cons

We have a lot of choices when selecting investment vehicles for 529 Savings Plan, 401 K retirement accounts and investment accounts. Gaining In Popularity Increasingly, target date funds have become popular with investors. Their assets surpassed $1 trillion in 2017. … Read More

The Relationship Between Time, Money And Productivity

time-money-relationship

“Lost time is never found again.” Benjamin Franklin    “Time is money,” but they have differences in our minds. Asking someone, “How did you spend your time today?” is acceptable, while “How did you spend your money today?” is not. … Read More

Challenges Women Entrepreneurs Face (and Overcome)

women-owned businesses

  Yes, the gender gap remains in the usual places for women. They get less pay, need career pauses with time out for children and other dependents yielding lower savings for retirement. Despite facing challenges, women are gaining ground. They … Read More

15 Ways To Save Money In The Summer

walking on the beach

“Summertime and the livin’s easy.” George Gershwin (Porgy and Bess), sung by Ella Fitzgerald Summer is here! It is a good time to spend more time outdoors. Don’t miss a good opportunity to save money this season while spending time … Read More

10 Tips To Handle Stock Market Volatility

stock-investing

“The intelligent investor is a realist who sells to optimists and buys from pessimists.”  Benjamin Graham   “The stock market is a device to transfer money from the impatient to the patient.” Warren Buffett   The financial markets are always … Read More

11 Ways To Avoid Costly Procrastination

pedro da silva procrastination unsplash

“It’s the job that’s never started that takes the longest to finish.” J.R.R. Tolkien I have been putting off writing this article for no apparent reason. And I am not even the procrastinator in our home. My husband is! Procrastination … Read More

10 Ways To Better Manage Your Spending

saving-at-the-grocery

If you want to live comfortably, you need healthy financial habits. A top priority must be to live within your means. Only 46% of Americans report making more than they spend, according to a Pew Research study. Overspending leads to … Read More