13 Money Lessons From Warren Buffett Through Shareholder Letters

warren-buffett

“Whether talking about socks or stocks, I like buying quality merchandise when it is marked down.” Warren Buffett As a college professor, I assign reading and a paper on the legendary Berkshire Hathaway’s  CEO and Chairman Warren Buffett’s latest Letter … Read More

Reaching Your Goals With Better Money Habits

Reaching goal

“Change might not be fast and it isn’t always easy. But with time and effort, almost any habit can be reshaped.” Charles Duhigg   Simply having goals without good habits is not enough to reach them. Having a desire to … Read More

Labor Day Thoughts On The Virtues Of Work

Celebrate hardworking Americans on this day.

“Pleasure in the job puts perfection in the work.”  Aristotle Labor Day is here. For most of us, it arrives too quickly with the end of summer. This three day weekend there are bonfires and last-hurrah barbeque with friends and … Read More

Should You Participate In An Employee Stock Purchase Plan (ESPP)?

Owning your company stock is a big morale booster.

Do you know what’s in your employer’s benefits package? It’s often worth more than you think. Getting a competitive salary is important, but prospective employees should look at their employer’s benefits package as part of their compensation.  You are fortunate … Read More

18 Tips To Pay Back Student Loans Faster

graduation-day

You have probably been hiding under a rock if you haven’t heard a lot about the growing US student debt burden. These loans are a weight on those who carry these amounts early in their careers. For some, it may … Read More

Personal Finance Lessons In Classic Literature

A-couple-dressed-for-fancy-party

When you think of classic literature about money, you think of high society glamour, indulgent parties, and stories of the multigenerational wealth of families. What’s not to like?  We can learn personal finance lessons in classic literature. We find stories … Read More

Target Date Funds Pros And Cons

target-date-funds-pros-and-cons

We have a lot of choices when selecting investment vehicles for 529 Savings Plan, 401 K retirement accounts and investment accounts. Gaining In Popularity Increasingly, target date funds have become popular with investors. Their assets surpassed $1 trillion in 2017. … Read More

The Relationship Between Time, Money And Productivity

time-money-relationship

“Lost time is never found again.” Benjamin Franklin    “Time is money,” but they have differences in our minds. Asking someone, “How did you spend your time today?” is acceptable, while “How did you spend your money today?” is not. … Read More

Challenges Women Entrepreneurs Face (and Overcome)

women-owned businesses

  Yes, the gender gap remains in the usual places for women. They get less pay, need career pauses with time out for children and other dependents yielding lower savings for retirement. Despite facing challenges, women are gaining ground. They … Read More

15 Ways To Save Money In The Summer

walking on the beach

“Summertime and the livin’s easy.” George Gershwin (Porgy and Bess), sung by Ella Fitzgerald Summer is here! It is a good time to spend more time outdoors. Don’t miss a good opportunity to save money this season while spending time … Read More

10 Tips To Handle Stock Market Volatility

stock-investing

“The intelligent investor is a realist who sells to optimists and buys from pessimists.”  Benjamin Graham   “The stock market is a device to transfer money from the impatient to the patient.” Warren Buffett   The financial markets are always … Read More