Best 43 Quotes On This Independence Day

Best 43 Quotes On This Independence Day

Originally published on July 2, 2019, updated on June 30, 2021. The Fourth of July is approaching, with images of fireworks, hot dogs, hamburgers, and apple pie. It is a favorite time in our household, sans the apple pie as my husband is allergic to apples. Last year...

read more
Travel Restrictions By State

Travel Restrictions By State

This week marks the official start of summer, and for most people, that means it's finally time for a vacation. A recent Harris Poll revealed that 77% of Americans plan to take a trip this summer, with half traveling for the first time since the start of the pandemic....

read more
What You Need To Know About A Sinking Fund

What You Need To Know About A Sinking Fund

We all have something special we'd like to buy for our home or in life. That old couch that has seen better days in your living room begging for a replacement or a vacation you thought about for a long time but keep pushing off because it is too costly. Paying for...

read more
Benefits Of A Generator When Outages Impact Your Home

Benefits Of A Generator When Outages Impact Your Home

Updated "We Have Power!" Craig, my husband How precious those words were when we regained utility services.  Our family, among many, endured a multi-day outage caused by Hurricane Isaias. It is truly one of the more disruptive events that can happen. Typically, you...

read more
Self-Discipline: Follow These 12 Steps To Make A Habit

Self-Discipline: Follow These 12 Steps To Make A Habit

Developing self-discipline isn't easy. Procrastination is the enemy of self-discipline. Here's a perfect example: "I'm going to start the keto diet tomorrow because I want to lose 20 lbs for my wedding. I'm trying to be more disciplined about how I eat." Does that...

read more
Your Guide To Basic Estate Planning In 6 Steps

Your Guide To Basic Estate Planning In 6 Steps

"Death is not the end. There remains the litigation over the estate." Ambrose Bierce Have You Created An Estate Plan? Most of us want to avoid litigation, especially over an estate. Having a plan helps you do that. The best time to think about your plan is when you...

read more
Your Guide To Basic Estate Planning In 6 Steps

How to Choose A Financial Advisor

"A goal without a plan is just a wish."  Antoine de Saint-Exupery, The Little Prince   "When it is obvious that the goals cannot be reached, don't adjust the goals, adjust the action steps."  Confucius When you are seeking a financial professional, you may be confused...

read more
8 Types of Insurance You Need

8 Types of Insurance You Need

We need to financially protect ourselves from events that happen out of our control. You can't predict everything, but you can shield your income, property, and possessions from the possibility of financial losses resulting in disabilities, injuries, and liabilities....

read more
How To Do Taxes On Your Own: Your Complete 2021 Guide

How To Do Taxes On Your Own: Your Complete 2021 Guide

If you earn a steady income or even an inconsistent one, you're likely paying taxes or on the hook for them. Employers withhold taxes each pay period from their employees' paychecks, sending them to the IRS and your relevant state and local governments. But that's...

read more
21 Surprising Tips To Know Before Buying A House

21 Surprising Tips To Know Before Buying A House

  Are you getting ready to buy a home?  Your first (or even fifth) house purchase is a huge decision. It seems like there are a million things to know before buying a house. From figuring out how much you can afford to hire the right home inspector, there is a...

read more
LindaMeltzerphoto

About Me

the cents of money is about financial education, here to teach and inspire you about money, seek new ideas and to create a greater comfort in your world about one of life’s great stresses. I want to use my financial skills honed by my professional experience to help others. That, by itself would pay dividends to me.

Sign up For Our Newsletter

As Featured on Personal Finance Blogs
featured on MSN