“Do not save what is left after spending; instead, spend what is left after saving.” Warren Buffett Financial literacy is the ability and knowledge to make informed and effective financial decisions. It is a challenge for many people to manage … Read More
“Don’t raise kids to have more than you had. Raise them to be more than you were.” Anonymous  Having a newborn baby is a time to rejoice. However, the reality of raising a child can be daunting. As parents, … Read More
Knowing how to invest is the best way to build wealth. There are many ways to make or lose money in the stock market. Here, we will focus on growth and value investing. They differ in their fundamental investment … Read More
Have You Considered Self-Employment? It is getting easier to start your own business given rapid technological advances, increased ability to buy your health insurance, ability to outsource your needs, growth in the sharing economy, and innovative financing choices. There are … Read More
“I wanted to race cars. I didn’t like school, and all I wanted to do was to work on cars. But right before I graduated, I got into a really bad car accident, and I spent that summer in the … Read More
How to save money on a tight budget? It may seem impossible for the 54% of Americans who live paycheck-to-paycheck or the nearly 40% of people earning $100,000 per year who are also similarly strained. There is no shame in … Read More
Are you thinking about getting a dog but worried about the finances? This post will guide you through all the factors you should consider, including one-time and ongoing costs to help you decide about getting a dog. During the pandemic, … Read More
I grew up in a racially diverse Bronx neighborhood. It wasn’t until I worked on Wall Street as a financial professional that I encountered people with homogenous backgrounds. Specifically, my colleagues were primarily white people who appeared to be far … Read More
We often can’t see our own mistakes through our rose-colored lenses. Instead, we can see errors more easily made by others when we are less emotional. The same happens when we find colorful characters in fiction who make blunders we … Read More
You can reach financial success but you need to manage your debt wisely. Be ready to tackle some tough choices and trade-offs if you are aiming to grow and accumulate wealth. Your planning should start as early as possible so … Read More
 There are many ways to talk to your kids about investing when they are most fungible, and they look up to you. It is an excellent lesson and complimentary to show them why it is vital to save and … Read More