10 Best Money Tips From Working Moms

While scrolling a popular online working moms forum, I stumbled upon a post asking for the best money tips. They explained they had been splurging on coffees and online shopping and needed the best ideas to help her handle spending.

Best Money Tips From Working Moms

1. Pay Yourself First Many in the thread agreed that paying yourself first is the best way to start managing money better. One responded, pay yourself before bills if you can.

2. Buy a Prepaid Card Similarly, many suggested buying a prepaid card to add cash to every paycheck. First, determine what a realistic allowance is for you. Then, add that to the card. Once it is gone, that’s it until you add more to the card.

3. Window Shopping In a modern twist to traditional window shopping, one woman noted that she “Window shops” in-store and online. If she sees something at the store she wants, she will snap a photo of it.

4. Track Your Spending Many in the thread agreed to do nothing but track your spending for a month—track where every cent goes. One added, “100% the first thing to do is track every penny. You can’t control what you don’t understand.

5. Don’t Follow Trends Several stated avoiding clothing, makeup, hair, and nail trends. It drains your bank account quickly. Instead, choose “timeless wardrobe pieces.” Additionally, avoid getting caught up in all the skincare trends. Instead, find and use what works for you and stick with it.

6. Pay for Quality Quality is better than quantity because it will outlast cheaper items that must be replaced more frequently. It may feel like you’re spending more initially, but in the long run, you’re saving cash.

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