10 Unconventional Personal Finance Tips People Shared Are Working

We all know the traditional finance tips for saving and spending money. But what unconventional personal finance tip has worked well for you? After someone asked a popular personal finance forum for the answers, these are the top-voted replies.

10 Unconventional Personal Finance Tips

1. Be Careful About Who You Marry One user warned, “Be extremely careful with who you marry. It will be your life’s most significant financial decision – treat it like that, as romantic as that is.” Another semi-jokingly added, ‘This is big. Now let’s talk about the wedding.”

2. Make a Dollar Amount Rule Many agreed in the thread that setting a limit on what you’re willing to spend is a great way to use discretionary spending. For example, one said, “I made a rule. Anything over 50 bucks, I would have to wait a day. It stopped my impulse spending.”

3. No Spend Months True, many have heard of No Spend November. However, one user encourages you to choose a few months out of the year and commit to no spending.

4. Practice Health for More Wealth Another explained, “Things that save you money in the long run if used properly: – gym membership/exercise equipment for maintaining a healthy body as you age All will benefit your finances and keep you healthy (arguably the most excellent form of wealth).”

5. Walking Several Redditors stated that walking saves them money by not owning vehicles or using public transportation. One explained, “I walk almost everywhere. I have a 55-minute walk to work every day. People say I’m crazy.

6. Quit Smoking Quit smoking! Easier said than done, right? Have you honestly tried? Someone volunteered, “I was a heavy smoker (pack to pack and a half per day) for many years. Fourteen years ago, I quit for good.

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