#1 Be More Financially Proactive
Women in their 20s should be financially enterprising from the start of their careers. That means they should become more aware of starting salaries in their field and understanding its benefit packages.
# 3 Saving for Retirement Early
Begin to save money for retirement through your company’s sponsored 401K plan. While you may want to set aside a smaller amount initially, aim to at least contribute the amount needed to get your employer’s match if offered.
# 5 If Married, Both Spouses Should Save For Retirement
Both spouses need to share household duties. Division of labor in the home is essential to grocery shopping, cleaning the dishes, doing the laundry, and putting the kids to bed.
#6 Women Need Financial Independence
Women need to know how to manage their finances. A recent Gender Gap in Financial Literacy study pointed out, 90% of women will be solely responsible for navigating their finances during their lifetime.