College students are big procrastinators
Procrastination tends to be particularly prevalent among college students. An estimated 25%-75% procrastinate on academic work.
#1 Pay your credit card monthly balance in full. balances Making late payments on our credit cards result in late fees and potentially the penalty interest rate.
#2 Avoid paying all your bills late. You should use as many automated paying options as possible to pay your rent, your student loans, your credit cards, your mortgage, utilities, phone, cable or streaming services.
#4 Keep some cash as a cushion to avoid bouncing checks. Overdraft fees are charged by most banks when you don’t pay attention to your bank account balances.
#5 Be proactive about participation in your workplace retirement plan. Delaying your participation in an employee-sponsored 401K retirement plan often results from decision inertia if there are too many choices to make.