If you adopt a “pay yourself” savings policy, you may direct a portion of your paycheck to directly deposit into a checking or savings accounts at your bank. You can add to your account with excess funds after your spending less than you earn.
The risk/reward is different depending on where you invest but tend to be higher when you put your money in stocks. That is, the greater the risk, the greater the rewards.
How to learn more about stock investing
There are many ways new (and experienced) investors can remain aware of the potential risks.