12 Ways To Save Money On A Tight Budget

It may seem impossible for the 54% of Americans who live paycheck-to-paycheck or the nearly 40% of people  earning $100,000 per year who are also similarly strained.

There is no shame in living this way, but we believe you can fix your situation.

By making some changes and thinking out of the box, you can have breathing room and reduce your stress.

If you don’t have a monthly budget yet, you need to create a budget using a type that fits your lifestyle.

Start With Budget And Examine Your Categories

Many trials we sign up for automatically convert into a paid subscription, and we miss the opportunity to decline the service.

How Much Do You Spend on Subscription Services?

Having savings in an emergency fund for unforeseen events may seem counterintuitive in a tight-budget household that finds it challenging to save money.

You Need An Emergency Fund

Make savings a priority by paying yourself first. You may find it hard to allocate 20% of your take-home pay to savings.

Pay Yourself First

Sign up for Acorns or other Roundup apps so that you can invest spare change to your investment account.

Automate Your Savings

By tracking your spending each month,  you may find that you spend well over what you earn. Your cost structure  may be out of sync with your annual income.

Spend Less Than Your Means

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