College Graduates: Build Wealth By Avoiding 11 Common Money Mistakes After Landing Your First Job

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Congratulations! You graduated from college and landed your first job! It’s an exciting and scary new chapter all rolled in one.

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Before you sign a lease for an apartment or purchase a new car, avoid the most common money mistakes made by college graduates.

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1. No Emergency Fund In this next phase of your life, it’s essential to save money, specifically for emergencies.

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2. No Monthly Budget Now that you’re living a more independent life, you need to have a budget and keep your spending in control.

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3. Living Beyond Your Means Living beyond your means is overspending. When you strike out on your own, you may find your newfound freedom is costly.

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4. Getting Rid of Your Roommate Sharing expenses with a roommate, you may not see very much may provide you with worthwhile savings.

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5. No Student Loan Repayment Plan Don’t put off paying these loans or extending the time further into the future. Go for the standard repayment plan with equal monthly payments up to ten years.

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6. Ignoring Company Freebies Look for insurance plans, such as health insurance, to know the details of the plan.

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