Have you wanted to manage your money better but didn’t know how to start? I know that I can do better for us, especially our kids, so they learn good habits.
We are a consumption-oriented society, relying on too much borrowing. Consumer spending accounts for more than two-thirds of our gross domestic growth.
Fixed costs are usually periodic, predictable, and often contractual. They are primarily inflexible payments like rent, mortgage, car loans, insurance.