To spend less than you earn is easier said than done. If you are paying more, then you are relying on your credit cards or loans. Put yourself and your spouse on a limit that you both agree to, which coincides with your targeted budget goals.
Having the necessary financial skills is essential for everyone for day-to-day transactions as well as long-term planning. Take a workshop, read personal finance blogs, listen to podcasts, YouTube videos, and TED Talks.
Let’s make a pact to talk about money more freely and discuss financial goals together. You will be happier with your partner if you can plan together. Sometimes you need to go for help financially. If you can’t communicate honestly, consider a marriage counselor.