Your Free Credit Score: Top 5 Reasons to Keep Track of It

Credit is a topic that many people feel uncomfortable talking about, but it is also a crucial part of your daily finances.

 Good or bad, you should always be aware of your credit score and everything on your credit report.

Websites such as Credit Karma will give you your score for free, but they often provide only 1 of the credit reports rather than all three.

Federal law authorizes a website to give you all three of your entire credit reports once a year. It is AnnualCreditReport.com.

These are not the only options, but they will get you onto the right path for finding your free credit reports, so you can be aware of everything you need to know.

1. You Will Be Able To Keep Track Of Inaccurate Reporting And Identity Theft Keeping track of everything reported on your credit will help you catch any problems that arise quickly as possible.

If you notice something does not belong on your credit report for any reason, contact your bank immediately and start the process of fixing it before it gets out of hand.

2. You Will Be Able To Better Manage And Maintain Your Credit Keeping track of your free credit score and credit history is imperative when keeping finances healthy.

3. It Helps You Save For Future Expenses Surprises on your credit report, unwanted charges on your credit cards, cards opened up in your name.

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