Targeted Net Worth Ratio (The Millionaire Next Door)
The more successful millionaires are the prodigious accumulators of wealth (PAWs). They tend to be less extravagant, as most of us believe of millionaires. Instead, PAWs lived frugally, often buying used cars. As such, they accumulated and retained their wealth.
This ratio uses age as a factor in the calculation, as some other ratios do.