Goals Should Be SMART
To better reach our goals, a SMART approach can bridge the gap to better habits.
– Specific
– Measurable
– Achievable
– Realistic (or Relevant, Reasonable)
– Time
Habits Allow Us To Be Efficient
Once formed, habits allow us to do things automatically in everyday life. Our practices begin through repeated actions that may come with rewards.
Spending less than you earn, paying off debt, and budgeting are intertwined. Make sure you are tracking your spending and reducing purchases you can’t afford.