2. Inflation-Protected Security As Inflation Rises
The Series I savings bond reflects the highest US inflation rate at 5.4% in September 2021, since the US Treasury created the series I bonds in 1998.
3. Shares Similarities With Series EE Bonds But Far Better Returns
Series I savings bonds share some similarities to the Series EE bonds, the latter provides only a market-based fixed interest rate
4. Inflation Protection: How Is the Interest Rate Determined?
The variable inflation resets semiannually based on changes in the Consumer Price Index for all Urban Consumers each May and November.
5. Ease of Purchase
You can buy these bonds electronically by setting up an account on TreasuryDirect or in paper form, using your federal income refund.
6. Have An Interest Rate Floor And No Risk of Bond Going To Zero
When deflation occurs, and prices go down in contrast to inflation, a bond could reflect a negative inflation rate.
7. Purchase Limitations
These bonds make an excellent investment for those who want to invest, don’t have a lot of money, worry about the security’s credit risk, and fear losing money.