Snatch the 401(k) Match
That means, if you earn $100,000 and contribute $6,000 per year into your 401(k), your employer will pop in another $3,000 at no cost to you. That is an instant 50% return on your money in that scenario! It’s a great deal. Employer contributions are made pre-tax, regardless of whether you elect regular pre-tax contributions or Roth. Of course, there is no employer match with a Roth IRA.