Reaching Your Goals With Better Money Habits

Simply having goals without good habits is not enough to reach them.

[{"selector":"#anim-a512f866-0de1-4a71-ad27-ed79f54c7bf5","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-50e05617-3ef2-46d5-a0dd-18f574e645c9","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Read more

Having a desire to lose 20 pounds or saving $10,000 within a year is an empty promise without a plan and good habits.

[{"selector":"#anim-7b2c6ad2-8cb4-408f-899d-06c25015ae31","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-4807df04-069f-4ead-b373-235fc11da80e","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-4f642b48-6493-4380-b331-461ab62d9332","keyframes":{"transform":["translate3d(-125.45454%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d3e37bfe-19dd-4ce0-a3e8-f2541b8836b2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5cb713c2-5150-40c1-8e51-f6f89af4e0a0","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-73c9ef47-4d25-48fa-9e14-ab41e613c12a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Read more

We will help you understand how to have better money habits using discipline and willpower and hard work, persistence, and perseverance.

[{"selector":"#anim-e00d89e3-d91d-4c48-8024-19999956b5e9","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-853b512c-3687-4305-9351-5df2c12c1f97","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-f5164f08-fa0f-4336-a6a9-4fff7cb32f5a","keyframes":{"transform":["translate3d(-133.06451%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-72f3456d-a446-48cd-bbc8-d6a21bda2f31","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c0d1312e-4c1a-4e9d-b2c9-ee9ffbacc577","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-3fc9b458-c715-4bd8-960d-3066994b82ba","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Read more

Goals Should Be SMART

[{"selector":"#anim-83c47732-438f-4ff1-90b9-d390dd06f163","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-48d5a33f-c11f-4b8d-890c-17f9f2b2e8a4","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-62393c6a-b152-4399-a3a3-87030982e3dd","keyframes":{"transform":["translate3d(136.55463%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d9fc6073-e901-4312-8ca2-4f09c432f4ea","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d9e949d7-d2ec-4724-84a5-466bfc28eeb5","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-2225823b-1a65-402b-b1b1-216fdcccc5ae","keyframes":{"transform":["translate3d(-132.27091%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9258e4fd-5cf2-4353-9d03-c2a3f4945fc9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-acae3f39-b598-433d-ab33-4b9f7dee8ac4","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-42e4bea8-311f-4fc4-b044-159b7524b19a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Read more

You want to establish an emergency fund to cover essential living expenses for unexpected events like a potential job loss.

[{"selector":"#anim-3be3b8c6-cef1-47ac-bac8-afbf98774c03","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-6bd6eb3d-ef4b-430b-af76-996287202f0a","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-b348802b-66f2-41d0-98ce-28918a1ed9fb","keyframes":{"transform":["translate3d(-132.41106%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fe501fee-74bb-4364-b5b0-97953a895f85","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-82615a70-32c4-48ac-acce-031c83b546df","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-703d0b7a-9048-4472-9175-e4627da2a483","keyframes":{"transform":["translate3d(136.86442%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e5268292-ad2f-4908-804c-da64669b42e6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7fb77e8c-76e2-4f2b-b93e-822eaa951f04","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-e9120e25-1ce7-4133-8c49-e5365abe2591","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Read more

If you want to cut your monthly spending by 10%, you need to modify how you shop. Having a target is hard to accomplish without a behavior change.

[{"selector":"#anim-22c924db-a936-49c7-99ad-7a7a8c259334","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-f2d10f85-36f6-4ff2-a155-de62713d6aa2","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-0ea0d4dd-af3e-4e77-a991-df08615dc7f5","keyframes":{"transform":["translate3d(-129.62964%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-13d79a9b-da51-42bc-b012-a9c3ac75909b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a910c1db-77f0-4d6f-ad6c-98f8d2698960","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-f7c25d45-d23c-4787-a1bd-8a4647b5d759","keyframes":{"transform":["translate3d(130.83004%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b4c3ac5f-8286-4634-9d85-de9a895bd723","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a3fd2003-7016-405d-95b9-96f0a88428aa","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-851797ae-e628-4cb0-92a1-f46cc38c0dee","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Read more

To carry out your goals, you need to be diligent. Without discipline and the will to succeed, plans are unsustainable.

[{"selector":"#anim-2ba0e388-9987-428c-8ebd-8d00896f0b37","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-adb2e090-f73f-4ea3-82e1-af9ee1a76a55","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-2d115751-5e0a-4fd8-b250-04ba90648a85","keyframes":{"transform":["translate3d(130.67729%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c6db29c4-9f1a-4234-9286-18d15242aac2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-490abcec-5f78-46df-8da2-40d75cbe7908","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-7478f30e-98c2-4851-81d5-b8f3f919ee70","keyframes":{"transform":["translate3d(122.26148%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5f53f81e-c7b1-42c2-81cb-b744bcafa1b4","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cc41a3e9-50ed-45dd-97e1-4ffc1e139f8e","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Read more

Once formed, habits allow us to do things automatically in everyday life. Our practices begin through repeated actions that may come with rewards.

[{"selector":"#anim-7799d347-f100-4811-bb68-ceb75e00ae2e","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-d009ac47-b645-4e79-9182-4b81f5a6dfd8","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-29a6286b-ba21-430f-a1d7-589c3d049b05","keyframes":{"transform":["translate3d(-123.32156%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-263ee192-72b9-4592-a9e0-54fca6302548","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6249cd11-5b5a-4cf9-9dca-c39ad674252b","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-985dc2d2-0e13-4c94-b761-720edc2bb421","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-eaeb78e1-cb13-41a6-b79f-b643209fb501","keyframes":{"transform":["translate3d(129.68750%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7963aa9a-0eff-44c0-ad38-e86cd252ecfc","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4c37ebf6-cdad-4980-9ac5-b8a787ac5a80","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Read more

We can break or curb bad habits by overwriting the old ones in your brain. Set up physical reminders, change patterns you want to die, or even hide things.

[{"selector":"#anim-a646c6f3-609b-4394-95dd-cd4ad07ea10b","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-a46de498-bf89-4330-a0e3-c0e8645ee50a","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-90ae4629-b098-48fa-ab25-4ab1da6b6942","keyframes":{"transform":["translate3d(-129.25926%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-78695857-12c3-4e0d-a829-8875c1176992","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c0a5f626-8922-49b6-8596-26ef6614373e","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-c58b00ca-a1e2-4bcf-929d-56bf41e5a8d4","keyframes":{"transform":["translate3d(130.83004%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cd4ee055-a9c6-48ad-8060-a052ca47538e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-70ea944f-4f92-4fec-8f91-2418f54483e7","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-209e642e-8bb6-4814-840d-e722b07d20a6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Read more

Swipe Up To Read More

[{"selector":"#anim-04c60704-9b9c-4a0c-8dfb-d77229320d20","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-74b690d6-b0ac-4b3b-8358-7044899e66f5","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Read more

Reaching Your Goals With Better Money Habits

Simply having goals without good habits is not enough to reach them.

Having a desire to lose 20 pounds or saving $10,000 within a year is an empty promise without a plan and good habits.

We will help you understand how to have better money habits using discipline and willpower and hard work, persistence, and perseverance.

Goals Should Be SMART

To better reach our goals, a SMART approach can bridge the gap to better habits.

You want to establish an emergency fund to cover essential living expenses for unexpected events like a potential job loss.

Saving For An Emergency Fund

If you want to cut your monthly spending by 10%, you need to modify how you shop. Having a target is hard to accomplish without a behavior change.

Setting Goals Are Not An Achievement

To carry out your goals, you need to be diligent. Without discipline and the will to succeed, plans are unsustainable.

The Need For Discipline And Willpower

Once formed, habits allow us to do things automatically in everyday life. Our practices begin through repeated actions that may come with rewards.

Habits Allow Us To Be Efficient

We can break or curb bad habits by overwriting the old ones in your brain. Set up physical reminders, change patterns you want to die, or even hide things.

Breaking Bad Habits

Swipe Up To Read More

Read More