Ten Commandments of Personal Finance

We revisit ancient views of money on the ten commandments of personal finance from timeworn texts and stories.

There is a common thread across varying beliefs on handling money, saving, overspending, debt accumulation, and investing.

A financial plan is essential to achieve your short-term and long-term goals.

Financial Planning

Saving money is an essential financial habit. According to a CareerBuilder report, 78% of American workers were living paycheck-to-paycheck.

Saving More, Spending Less

Spending more than your means is a sour recipe that leads to borrowing more.

Track Your Spending By Budgeting

The successful millionaires practice budgeting and bargaining. They avoid debt accumulation to lower their risks.

Manage Your Debt Wisely

Start saving for retirement in your 20s through your employer’s sponsored 401K plans.

Retirement Savings

Allocate some of your savings into  investments. Whether you have a financial adviser to guide you, manage  your assets, and diversify to reduce your risks.

Diversify Investments

Maintain balance in your life without a focus on just wealth accumulation.

Don’t Obsess About Money

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