Ten Personal Finance Commandments

We revisit ancient views of money on the ten commandments of personal finance from timeworn texts and stories.

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Surveying these words adds a different perspective on finances whether you are celebrating the upcoming holidays or not.

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According to Proverbs 21:15, “The plans of the diligent lead to profit as surely haste leads to poverty.”

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2. Saving More, Spending Less

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“Whoever works his land will have plenty of bread, but he who follows worthless pursuits will have plenty of poverty.” (Proverbs 28:19).

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According to Proverbs 22:7, “The rich rule the poor and the borrower is slave to the lender.” Pay your bills on time and in full. Don’t carry high credit card balances.

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Deposits in small amounts in retirement accounts regularly benefit from tax advantages and compound growth over a long horizon.

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Ecclesiastes 11:2 says, “Put your investments in several places-because you never know what kind of bad luck you are going to have in this world.”

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Ten Personal Finance Commandments

We revisit ancient views of money on the ten commandments of personal finance from timeworn texts and stories.

Surveying these words adds a different perspective on finances whether you are celebrating the upcoming holidays or not.

According to Proverbs 21:15, “The plans of the diligent lead to profit as surely haste leads to poverty.”

1. Financial Planning

2. Saving More, Spending Less

Emergency funds as a prudent strategy appear in Genesis 41:34-36. Joseph advises Pharaoh to store grain during the good years for use in more challenging years.

“Whoever works his land will have plenty of bread, but he who follows worthless pursuits will have plenty of poverty.” (Proverbs 28:19).

3. Track Your Spending By Budgeting

According to Proverbs 22:7, “The rich rule the poor and the borrower is slave to the lender.” Pay your bills on time and in full. Don’t carry high credit card balances.

4. Manage Your Debt Wisely

Deposits in small amounts in retirement accounts regularly benefit from tax advantages and compound growth over a long horizon.

5. Retirement Savings

Ecclesiastes 11:2 says, “Put your investments in several places-because you never know what kind of bad luck you are going to have in this world.”

6. Diversify Investments

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