Ten Commandments of Saving Money
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Warren Buffett’s quotes are timeless, reflecting his wisdom. His words on saving and investments are inspiring. Saving money is the cornerstone of a sound financial plan.
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Through discipline and hard work, we can save money to reward ourselves with financial flexibility.
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By making saving a priority and making your money work for you, you are more likely to achieve financial success.
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Saving money is an essential financial habit. According to a CareerBuilder report, 78% of American workers are living paycheck-to-paycheck.
Spend Within Your Means
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Having an emergency fund is necessary to pay for basic living expenses for at least six months, if not a year.
Build A Healthy Emergency Fund
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George S. Clason, who wrote The Richest Man in Babylon, is believed to have coined the term “pay yourself first.”
Pay Yourself First
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Spending more than your means is a bad recipe that leads to borrowing more.
Track Your Spending By Budgeting
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As our income grows, we often increase “essential costs,” leading to lifestyle inflation.
Avoid Lifestyle Inflation
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Shopping is often a fun activity to do with friends or on our own. Marketing experts count on our emotions when we shop.
Bargain hunting or Shopping Addiction?
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Target Date Funds Pros And Cons
Reaching Your Goals With Better Money Habits