Ten Commandments of Personal Finance

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We revisit ancient views of money on the ten commandments of personal finance from timeworn texts and stories.

Surveying these words adds a different perspective on finances whether you are celebrating the upcoming holidays or not.

1. Financial Planning

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Having readily accessible funds in liquid funds such as money market securities helps you avoid increasing debt.

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Avoid Lifestyle Inflation Overspending leads to materialism and lifestyle inflation that is hard to maintain.

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Citi Credit Card Rules:

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The successful millionaires practice budgeting and bargaining. They avoid debt accumulation to lower their risks.

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5. Retirement Savings Deposits in small amounts in retirement accounts regularly benefit from tax advantages and compound growth over a long horizon.

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