Top 10 Personal Finance Tips for 2023 According to Reddit

Are you searching for the best financial tips for making 2023 your year? You’ve got company.

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Someone recently asked Reddit for their top finance tips. These are the top-voted responses.

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For new homeowners, someone suggested reviewing your mortgage at least a year before refinancing your home.

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Many suggested considering it a lifetime purchase, and good quality products will retain their value better.

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One individual recalled receiving a pay raise and stated how they used their increased wages to invest and grow their pension and savings accounts.

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Another said to put as much spending as possible on a reward card and set up automatic payments to repay your bill in full each month.

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Someone noted to hold off on any luxury purchase you may be considering and give yourself 48 hours to take a deeper look.

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Somebody admitted that nothing focuses my mind like a good Microsoft or Google spreadsheet.

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Heating your home can be a considerable expense for some renters and homeowners.

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Top 10 Personal Finance Tips for 2023 According to Reddit

Are you searching for the best financial tips for making 2023 your year? You’ve got company.

Someone recently asked Reddit for their top finance tips. These are the top-voted responses.

For new homeowners, someone suggested reviewing your mortgage at least a year before refinancing your home.

Review Your Mortgage Before Refinancing

Many suggested considering it a lifetime purchase, and good quality products will retain their value better.

Quality Over Quantity

One individual recalled receiving a pay raise and stated how they used their increased wages to invest and grow their pension and savings accounts.

Use Your Pay Raise to Increase Your Savings

Another said to put as much spending as possible on a reward card and set up automatic payments to repay your bill in full each month.

Transition Your Spending to a Rewards Card

Someone noted to hold off on any luxury purchase you may be considering and give yourself 48 hours to take a deeper look.

Hold Off on Luxury Purchases

Somebody admitted that nothing focuses my mind like a good Microsoft or Google spreadsheet.

Budgeting is the Skeleton Key to Finance

Heating your home can be a considerable expense for some renters and homeowners.

Reduce the Cost of Heating

Swipe Up To Read More

Read More