12 Ways To Save Money On A Tight Budget

It may seem impossible for the 54% of Americans who live paycheck-to-paycheck or the nearly 40% of people earning $100,000 per year who are also similarly strained.

[{"selector":"#anim-abafeb4d-d476-432d-8f1d-f04ce61a5d9e","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-a33cc9a8-fa63-41df-bdfd-ccb315e4171e","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Read more

There is no shame in living this way, but we believe you can fix your situation.

[{"selector":"#anim-142b38cd-5853-4fc4-a311-832824a803da","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-334e488f-01b9-479f-b4d4-332d57f40ee5","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-23ff1928-e37f-4ff4-ab6d-aa84e48cdbf6","keyframes":{"transform":["translate3d(-132.53968%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f06a0cbe-9f89-439d-8aa2-3da09bf101d6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e91642bf-a5ec-4563-8f6c-8448638ee29e","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-ca737b46-41ba-4ab8-a2af-c0841e25eed6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Read more

By making some changes and thinking out of the box, you can have breathing room and reduce your stress.

[{"selector":"#anim-77495aea-bdd4-421d-8d7e-9e14d50c7346","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-eb2d5590-d89a-43f4-960a-8d7b2fa4f2aa","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-e0d37bba-e4fd-432c-972a-8ca61ba08549","keyframes":{"transform":["translate3d(-140.96917%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2bc00f1a-87a5-4ee9-994c-f7574836a735","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-013705c1-2080-4b98-be74-52b9f0e723c6","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-b6414f39-eec0-4293-b343-abbdff049e97","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Read more

Start With Budget And Examine Your Categories

[{"selector":"#anim-f6f96741-31f6-48ee-acd5-4b0adadcf0b4","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-89f5d68b-8768-4b8e-b7a5-d89d32cf6dd2","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-76cda167-60fe-44c8-9ee2-bb462eaefea6","keyframes":{"transform":["translate3d(-135.39095%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2243b6a2-af74-43d7-8c2c-148fd0cf183c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-26dd7f5b-cce8-4668-b9c9-a1b6668b6d50","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-9fc960b8-b98b-44a6-8a3b-ffa532c9a9bc","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4e918bdf-587a-4af1-886e-db032c76c87e","keyframes":{"transform":["translate3d(126.10294%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8cec43a3-66a3-4bd5-9685-1fb7af7b8fb7","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b617214f-3ea8-43e9-a26c-a93d58ac3b60","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] If you don’t have a monthly budget yet, you need to create a budget using a type that fits your lifestyle. Read more

When you review your monthly bills, your Netflix bill doesn’t seem much, but we tolerate higher provider costs.

[{"selector":"#anim-8c3e4708-6cbd-41f5-9c9f-a199c97c191e","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-04822a94-3686-4e84-befc-e6a0c3fbea46","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-c12ed7e9-41cd-4865-8321-362e69cddb9d","keyframes":{"transform":["translate3d(-135.34136%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fb48fe6e-c86d-4bda-b28f-52115a7846ab","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e2543b95-be2d-4efa-8565-589d9f5bc688","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-24ff8887-8dd7-4f5f-8a85-1b0634f629dc","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-753bf41f-8d27-4625-9902-6796f152bb70","keyframes":{"transform":["translate3d(127.40742%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-175d1146-5ca2-44cc-bf96-d5d561d1d7ea","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bd5f4311-1104-436a-b39d-69790925a162","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Read more

Having savings in an emergency fund for unforeseen events may seem counterintuitive in a tight-budget household that finds it challenging to save money.

[{"selector":"#anim-b7d048eb-c6cc-4a98-ab92-244ea4bc3037","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-db7654ac-de6d-4e92-b247-88823e591c72","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-c0531958-6644-4060-828d-70ecb87b5905","keyframes":{"transform":["translate3d(-139.66942%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0667add2-d90a-4ac8-96c9-40d823db8fdd","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4a903d72-ba7a-43cf-b665-c01d2c98fd66","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-91046428-335e-42b1-9d78-ad19f9769841","keyframes":{"transform":["translate3d(132.14285%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-97aaed99-6f0f-473e-aa2e-b303c1eb784d","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-75a06d11-b79b-44de-b371-abdabe7ea2cb","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-f1887a2d-6309-4947-936d-45f0ec987fac","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Read more

Make savings a priority by paying yourself first. You may find it hard to allocate 20% of your take-home pay to savings.

[{"selector":"#anim-424bee38-a118-426e-9eb0-b22f519de8e9","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-cbb35a4c-8c1e-4284-92c6-d3fcbe96ed6d","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-be038856-9143-4702-8fe8-b00bca1eeaea","keyframes":{"transform":["translate3d(134.53816%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0c1765eb-81d1-4508-86ac-1210a6b9e509","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e36ae8ae-2f1e-4fb7-83c2-020c06ef8af7","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-c4e2cc3c-c8b6-4204-a9e2-c088cf1e2acb","keyframes":{"transform":["translate3d(123.67492%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-07e8d0a5-d374-473d-9eb7-63473a26d140","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-50fe58da-e2f2-40aa-b6f4-4d8f286127b2","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Read more

By automating your savings, you can allocate a certain percentage of your paycheck to a savings account.

[{"selector":"#anim-0df60b5b-e651-44d8-a963-ec6d192f5fff","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-1b01fd6b-e6d2-4fdb-b207-33559d46c56e","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-38110807-6570-40b3-b8a3-2de30d3ea09e","keyframes":{"transform":["translate3d(-135.12397%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4a1bde04-9a34-4202-803a-4454154a434f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-79d4f6c2-a98c-4ddd-8c70-c8f87cc2b758","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-d13895a8-21b5-4dea-bf65-fe68f831dc2f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b2c1ea16-7cd9-48f4-b0d0-db8a4000bc94","keyframes":{"transform":["translate3d(128.46153%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ff30b969-07a3-427b-8a2d-14ba9f34c5f3","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-558fca09-2b28-4e56-b334-f11fd87d5cec","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Read more

By tracking your spending each month, you may find that you spend well over what you earn. Your cost structure may be out of sync with your annual income.

[{"selector":"#anim-88837e2e-14ee-427b-a88a-cc9b83dd56ef","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-a07bccc9-c3b1-42b7-b435-97edfcce604f","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-90dfcaa9-44e7-47ed-8353-fe5a96b5bc3b","keyframes":{"transform":["translate3d(-140.52864%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a456d396-0c3b-45c7-bc32-33fb64d888b7","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e1dbc404-7969-4e11-a7c0-9f8b62da267f","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-3bedb82a-68de-4b59-a06e-efa60d207bf7","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b0231feb-f5ef-42aa-be29-000ca3501b4f","keyframes":{"transform":["translate3d(122.26148%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-52d50936-6f51-46e9-a0fd-2415cb1f604e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-98ed312e-9303-4687-9c3d-13661f1d7d5a","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Read more

Swipe Up To Read More

[{"selector":"#anim-3df2a045-afb0-4128-8640-d9aafa49b14d","keyframes":{"opacity":[1,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-e101b1e0-52c1-49cb-b76c-0b8c16d80f71","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Read more

12 Ways To Save Money On A Tight Budget

It may seem impossible for the 54% of Americans who live paycheck-to-paycheck or the nearly 40% of people earning $100,000 per year who are also similarly strained.

There is no shame in living this way, but we believe you can fix your situation.

By making some changes and thinking out of the box, you can have breathing room and reduce your stress.

Start With Budget And Examine Your Categories

When you review your monthly bills, your Netflix bill doesn’t seem much, but we tolerate higher provider costs.

How Much Do You Spend on Subscription Services?

Having savings in an emergency fund for unforeseen events may seem counterintuitive in a tight-budget household that finds it challenging to save money.

You Need An Emergency Fund

Make savings a priority by paying yourself first. You may find it hard to allocate 20% of your take-home pay to savings.

Pay Yourself First

By automating your savings, you can allocate a certain percentage of your paycheck to a savings account.

Automate Your Savings

By tracking your spending each month, you may find that you spend well over what you earn. Your cost structure may be out of sync with your annual income.

Spend Less Than Your Means

Swipe Up To Read More

Read More