What is a Good Credit Score?

A good credit score can make a real difference in your life, whether it’s getting a loan, buying a car, or renting an apartment.

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According to Forbes, a good credit score saves you about $35,000 per $100,000 you borrow for a mortgage.

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If you are trying to improve your credit score, it’s essential to know what a good credit score is and the steps to getting one.

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What is a Good Credit Score

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Here are three tangible steps to help you improve your score.

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Some ways to get a handle on your bill payments are to: 1. Create a budget 2. Set due-date alerts 3. Automate your bill payments

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One way to keep your credit utilization in check is to pay your credit card balance in full at the end of every month.

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However, if this is not achievable, it’s wise to keep your total outstanding balance at 30% or less of your credit limit.

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The benefits of a debt consolidation loan are that you no longer need to worry about making multiple payments and instead focus on one monthly deadline.

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What is a Good Credit Score?

A good credit score can make a real difference in your life, whether it’s getting a loan, buying a car, or renting an apartment.

According to Forbes, a good credit score saves you about $35,000 per $100,000 you borrow for a mortgage.

If you are trying to improve your credit score, it’s essential to know what a good credit score is and the steps to getting one.

What is a Good Credit Score

Your credit score is a number in the range from 300 to 850, and Americans with a credit score above 670 have a “good” credit score.

Here are three tangible steps to help you improve your score.

How To Improve Your Score

Some ways to get a handle on your bill payments are to: 1. Create a budget 2. Set due-date alerts 3. Automate your bill payments

1. Get a Handle on Your Bill Payments

One way to keep your credit utilization in check is to pay your credit card balance in full at the end of every month.

2. Don’t Use Up All Your Credit

However, if this is not achievable, it’s wise to keep your total outstanding balance at 30% or less of your credit limit.

The benefits of a debt consolidation loan are that you no longer need to worry about making multiple payments and instead focus on one monthly deadline.

3. Consider Debt Consolidation

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Read More