How to get a loan when buying your home and refinancing.
If you’re looking to buy a home soon, mortgage rates are going to be something that you’ll want to pay close attention to. It may seem insignificant, but a mortgage rate differing by only a few percentage points can ultimately … Read More
You might think having a credit score in the 500s would keep you from buying a home. But that isn’t always the case. Depending on your circumstances, you may have lending options that allow you to overcome that poor credit … Read More
Are you getting ready to buy a home? Your first (or even fifth) house purchase is a huge decision. It seems like there are a million things to know before buying a house. From figuring out how much you … Read More
Is it easy to buy a home with bad credit? No, but it’s not impossible to do so. Before engaging in a search for a home, you should find and review your latest credit report and credit score. There is … Read More
Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More
“Once you get into debt, it’s hell to get out. Don’t let credit card debt carry over. You can’t get ahead paying eighteen percent.” Charlie Munger, Vice-Chairman, Berkshire Hathaway For me, credit cards have always been a double-edged sword, … Read More
“Many people take no care of their money till they come nearly to the end of it. And others do just the same with their time.” Johann Wolfgang Von Goethe Use Time Value Of Money To Achieve Your Financial Goals … Read More
“There are no solutions; there are only trade-offs.” Thomas Sowell There are money tradeoffs in most aspects of our lives. We have many choices and cannot do everything we want to do. For every choice we make, opportunity costs require … Read More
You and your family have decided to buy a house. Now what? Buying a home takes about six months from your search to the closing day at a minimum. There is a lot to consider when likely making the biggest … Read More
“No man’s credit is as good as his money.” E.W. Howe, novelist What is credit? Credit is defined as the ability to borrow money or something of value now with the understanding you will repay the lender later with interest. … Read More
Where can you find more income in this low-yield environment? “Cash is king” is an old expression that implies that this most straightforward form of money has the most significant merit for investments. Liquid assets are desirable for their ability … Read More