21 Surprising Tips To Know Before Buying A House

  Are you getting ready to buy a home?  Your first (or even fifth) house purchase is a huge decision. It seems like there are a million things to know before buying a house. From figuring out how much you … Read More

How To Buy A Home With Bad Credit

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Is it easy to buy a home with bad credit? No, but it’s not impossible to do so. Before engaging in a search for a home, you should find and review your latest credit report and credit score. There is … Read More

9 Ways To Avoid Lifestyle Inflation With A Savings Plan

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Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More

The Pros And Cons of Credit Cards

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“Once you get into debt, it’s hell to get out. Don’t let credit card debt carry over. You can’t get ahead paying eighteen percent.” Charlie Munger, Vice-Chairman, Berkshire Hathaway   For me, credit cards have always been a double-edged sword, … Read More

Getting Stimulus Money? Spend This Money Wisely

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The third and possibly final stimulus check from the federal government is on its way. Most people will get their stimulus money via direct deposit to tens of millions of bank accounts. If you and your family qualify for the … Read More

Why Liquid Net Worth Matters

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“Liquidity is a good proxy for relative net worth. You can’t lie about cash, stocks, and bond values. Mark Cuban   Understanding your net worth and how to calculate it is hugely important for measuring your financial health at a … Read More

How To Make Better Money Trade-offs

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“There are no solutions; there are only trade-offs.” Thomas Sowell There are money tradeoffs in most aspects of our lives. We have many choices and cannot do everything we want to do. For every choice we make, opportunity costs require … Read More

7 Steps To Buying A Home Thru Closing Day

blog Canva Key House House Keys Home Mortgage jan 2019

You and your family have decided to buy a house. Now what? Buying a home takes about six months from your search to the closing day at a minimum. There is a lot to consider when likely making the biggest … Read More