How to get a loan when buying your home and refinancing.
 Canva 5 unexpected costs of moving While contemplating the financial outlay of a move, many people limit their projections to the cost of professional movers, a pile of boxes, and plenty of packing tape. But most moves require additional … Read More
When it comes to investing, the spotlight has been on real estate for the past several years—and for good reason. Real estate investing can be extremely lucrative for the right type of investor. For real estate investors putting in a … Read More
If you’re looking to buy a home soon, mortgage rates are going to be something that you’ll want to pay close attention to. It may seem insignificant, but a mortgage rate differing by only a few percentage points can ultimately … Read More
Buying a house can be stressful. For first-time homebuyers especially, there is a lot of uncertainty around applying for a mortgage. That is why preparing for and understanding the process can decrease some of the stress of applying for a … Read More
You might think that having a credit score in the 500s would keep you from buying a home. But that isn’t always the case. Depending on your circumstances, you may have lending options that make it possible to overcome that … Read More
If you are looking to buy a home but are putting in less than a 20% down payment, you’ll likely be paying PMI or Private Mortgage Insurance. PMI is an insurance policy for the lender in case you stop making … Read More
Are you getting ready to buy a home? Your first (or even fifth) house purchase is a huge decision. It seems like there are a million things to know before buying a house. From figuring out how much you … Read More
Is it easy to buy a home with bad credit? No, but it’s not impossible to do so. Before engaging in a search for a home, you should find and review your latest credit report and credit score. There is … Read More
Buying a home may be the biggest purchase a person can make. And, with home prices rising, it can also feel intimidating or even impossible, especially for a first-time home. However, there is no need to fret. If you’re wondering … Read More
Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More
“Once you get into debt, it’s hell to get out. Don’t let credit card debt carry over. You can’t get ahead paying eighteen percent.” Charlie Munger, Vice-Chairman, Berkshire Hathaway  For me, credit cards have always been a double-edged sword, … Read More