The Secret to Buying a House with Bad Credit

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You might think that having a credit score in the 500s would keep you from buying a home. But that isn’t always the case. Depending on your circumstances, you may have lending options that make it possible to overcome that … Read More

How To Buy A Home With Bad Credit

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Is it easy to buy a home with bad credit? No, but it’s not impossible to do so. Before engaging in a search for a home, you should find and review your latest credit report and credit score. There is … Read More

The Pros And Cons of Credit Cards

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“Once you get into debt, it’s hell to get out. Don’t let credit card debt carry over. You can’t get ahead paying eighteen percent.” Charlie Munger, Vice-Chairman, Berkshire Hathaway   For me, credit cards have always been a double-edged sword, … Read More

How To Make Better Money Trade-offs

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“There are no solutions; there are only trade-offs.” Thomas Sowell There are money tradeoffs in most aspects of our lives. We have many choices and cannot do everything we want to do. For every choice we make, opportunity costs require … Read More

7 Steps To Buying A Home Thru Closing Day

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You and your family have decided to buy a house. Now what? Buying a home takes about six months from your search to the closing day at a minimum. There is a lot to consider when likely making the biggest … Read More

Common Credit Mistakes And How To Avoid Them

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“No man’s credit is as good as his money.” E.W. Howe, novelist What is credit? Credit is defined as the ability to borrow money or something of value now with the understanding you will repay the lender later with interest. … Read More