9 Ways To Avoid Lifestyle Inflation With A Savings Plan

9 Ways To Avoid Lifestyle Inflation With A Savings Plan

Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, get raises, bonuses, or change...

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What Is An Interest-Bearing Account?

What Is An Interest-Bearing Account?

When you save money, you want to put it in a safe place, have readily available access, and earn some interest. You don't want to stash your cash in pillowcases, under your bed, or in a shoebox. Managing your savings in your interest-bearing accounts is crucial for...

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10 Ways For Women To Achieve Financial Independence

10 Ways For Women To Achieve Financial Independence

"The question isn't who's going to let me; it's who's going to stop me."  Ayn Rand   "Everyone has inside of her a piece of good news. The good news is that you don't know how great you can be!"  Anne Frank   By being women, we have different financial hurdles to...

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How Long To Keep Tax Returns: 7 Questions To Consider

How Long To Keep Tax Returns: 7 Questions To Consider

How long to keep tax returns is one of the most asked questions in personal finance. Did you know the average American spends 13 hours every year preparing federal tax returns? For small business owners, that figure almost doubles to 24 hours! It's always a relief...

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How To Start Investing For Beginners

How To Start Investing For Beginners

Do you want to start investing in stocks but were afraid to ask? No worries, we're glad to help you take the first steps toward investing for beginners. Investing is the most reliable way to create wealth over the long term. Before you start putting hard-earned money...

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51 Ways To Save Money In College

51 Ways To Save Money In College

"He (She) who will not economize will have to agonize."  Confucius   Saving money during college is a perfect way to develop good financial habits. Learning how to manage money on a tight budget, pay down debt, control spending, and make money may be among the best...

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Success Is The Best Revenge

Success Is The Best Revenge

Has someone ever wronged you? Once upon a time, your enemy would have received severe punishment. That was centuries ago. We're more civilized these days, but that doesn't mean we are any less angry and emotionally upset. You may lose a job unfairly, a significant...

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12 Ways To Make College More Affordable (Or Even Free)

12 Ways To Make College More Affordable (Or Even Free)

Affording a college degree is complex, with costs rising for decades. Yet, having a college education remains a meaningful way to reach success. We will point to ways to make college more affordable and even virtually free. Planning early as parents and your students...

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Money Lessons My Mom Taught Me

Money Lessons My Mom Taught Me

My mom was hugely influential in teaching me my first money lessons and instilling good financial habits at an early age. The underpinnings of her knowledge and encouragement were invaluable and still are to this day. Coming from a prosperous family, she learned about...

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About Me

the cents of money is about financial education, here to teach and inspire you about money, seek new ideas and to create a greater comfort in your world about one of life’s great stresses. I want to use my financial skills honed by my professional experience to help others. That, by itself would pay dividends to me.

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