If you’re confused about the question “what is a hedge fund?” you are not alone. Part of their allure is their exclusivity and secrecy. Hollywood only adds to that mystique in portraying hedge fund managers, such as the charming yet … Read More
If you are looking to buy a home but are putting in less than a 20% down payment, you’ll likely be paying PMI or Private Mortgage Insurance. PMI is an insurance policy for the lender in case you stop making … Read More
Have you seen Netflix’s number one miniseries, “Squid Game,” yet? This absorbing thriller is about 456 game show participants trying to survive dangerous contests to win the ultimate cash prize. I found valuable money lessons to share that can … Read More
Investing is not rocket science! Anyone interested in learning fundamental rules and recommendations for making long-term investments can become a successful investor. Over time and with experience, you will develop your investment strategies based on your short-term and long-term goals. … Read More
It’s no longer “Who Wants to Be a Millionaire” but how to become a millionaire. You don’t have to be a contestant on a game show, win the lottery, or receive a windfall from a relative. Just follow the 16 … Read More
This week, we review crypto price check which remains under the spell. Spell token was the crypto that fared the best last week, with an impressive price increase of 339.1%. A number of other cryptocurrencies also did well, including SHIB … Read More
“Do not save what is left after spending; instead, spend what is left after saving.” Warren Buffett Financial literacy is the ability and knowledge to make informed and effective financial decisions. It is a challenge for many people to manage … Read More
Glad you asked that question. Talking averages are always tricky when you are talking about lumpy numbers. The average stock market return is the percentage change in the stock market value for one year or a period of years. Historically, … Read More
Budgeting. The nine-letter word in personal finance either excites you or conjures up images of torture. Regardless of whether you’re excited, terrified, or lost somewhere in between, there’s something we can all agree on here. It’s that budgeting exists for … Read More
Dividends are one of my favorite things to collect. Even John D. Rockefeller understood the power of dividends. He has been quoted as saying, “Do you know the only thing that gives me pleasure? It’s to see my dividends coming … Read More
Have you ever heard of the word Paradigm? ( sounds like par-a-dime) It refers to something, not in the physical world but is a theory or structure of thinking like “science,” “math,” or the world being round. It’s not something … Read More