The Fourth of July is approaching, with images of fireworks, hot dogs, hamburgers, and apple pie. It’s a favorite time in our household, except for the apple pie, as my husband is allergic to apples. Typical events, such as baseball … Read More
Over the past few years, we researched and visited many college towns as our kids made college choices. College towns are an essential criterion when choosing the college you wish to attend for your years of education. College towns offer … Read More
Your financial lives depend on your creditworthiness. You’ll have challenges applying for a loan or credit card if you have a low credit score. Lenders review our credit report and FICO credit scores when we go for a loan to … Read More
As people earn more money throughout their careers, it’s natural to upgrade their lifestyle with better homes, nicer cars, and more luxurious vacations. However, this phenomenon, known as lifestyle inflation, poses significant risks, especially in retirement planning. When spending increases … Read More
Read Warren Buffett’s 2025 letter to shareholders, which may be among the last letters he writes. Billionaire Warren Buffett’s letter to Berkshire Hathaway shareholders is a must-read for investors and those who want to stay in the know. The legendary … Read More
Costco is a favorite place for its members to save money on bulk purchases of high-quality brands of food, groceries, and household supplies. What may shock the average shopper is that Costco is becoming the destination for higher-ticket luxury items … Read More
Do you make resolutions at the end of the year? Most of us make them but don’t follow through to fruition. However, financial resolutions are different because it’s a way to do some financial planning in the new year and … Read More
When you save money, you want to put it in a safe place, have readily available access, and earn some interest. You don’t want to stash your cash in pillowcases, under your bed, or in a shoebox. Managing your savings … Read More
When aiming to accumulate and conserve wealth, be ready to tackle some tough choices and trade-offs. Your planning should start as early as possible so that you have a reasonable early start on your roadmap to accumulate wealth, have financial … Read More
How to save money on a tight budget? It may seem impossible for the 54% of Americans who live paycheck-to-paycheck or the nearly 40% of people earning $100,000 per year who are similarly strained. There is no shame in living … Read More
As inflation normalizes, consumers may see lower borrowing rates for buying homes and cars and using credit cards. It won’t happen overnight, but it will provide solid relief for those who put their plans on hold. The Federal Reserve (Fed) … Read More