8 Types of Insurance You Need

Types of personal insurance

We need to financially protect ourselves from events that happen out of our control. You can’t predict everything, but you can shield your income, property, and possessions from the possibility of financial losses resulting in disabilities, injuries, and liabilities. Unforeseen … Read More

A Guide To Owning or Renting Your Home

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Owning versus renting your home is a longstanding and often passionate debate. The reasons for owning or renting differ according to financial calculations and your personal preferences. Factors To Consider If you seek to own a home, do you prefer … Read More

How To Make Better Money Tradeoffs

chess-as-metaphor-for-tradeoffs

“There are no solutions; there are only trade-offs.” Thomas Sowell There are tradeoffs in most aspects of our lives. We have a plethora of choices and cannot do everything we want to do. For every choice we make, opportunity costs … Read More

How Safe Are Your Bank And Financial Accounts?

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The coronavirus has weakened our financial markets and our economy as social distancing has slowed economic activity. With high unemployment and tweaked growth, we have been in a recession. Many people are hurting. Unfortunately, there are many who like to … Read More

Best Personal Finance Tips You Should Know

best-personal-finance-tips-to-achieve-financial-success

This time of year is always a good time and place to see where you stand regarding your financial goals. Build and strengthen financial habits to achieve financial success. Use these personal finance tips as a checklist to become more … Read More

Better Financial Literacy May Help The Racial Wealth Gap

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I grew up in a racially diverse Bronx neighborhood. It wasn’t until I worked on Wall Street as a financial professional that I encountered people with homogenous backgrounds. Specifically, my colleagues were mostly white people who appeared to be far … Read More

A Silver Lining To The Pandemic

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It has been hard to be optimistic as the coronavirus outbreak has devastated many families. We have been forced to change our ways of living in a hurry. Job losses are high and haven’t finished climbing. Small businesses are struggling … Read More