Whether you’re in the process of buying a new home or you just paid off your mortgage, at some point, you’re going to ask yourself, “Do I need flood insurance?” Some lenders require homeowners to obtain a flood insurance policy. … Read More
Most of us have to work a day job. We have bills to pay and mouths to feed. But that doesn’t mean we have to take whatever they offer us. Many companies offer incredible perks and benefits that help take … Read More
Any time of year is always a good time and place to see where you stand regarding your financial goals. Build and strengthen good financial habits to achieve financial success. Use these personal finance tips as a checklist to become … Read More
I grew up in a racially diverse Bronx neighborhood. It wasn’t until I worked on Wall Street as a financial professional that I encountered people with homogenous backgrounds. Specifically, my colleagues were primarily white people who appeared to be far … Read More
Financial independence is essential for everyone. Women have lagged in gaining autonomy, being more reliant on their spouses for money than is healthy. They have made significant progress in the workplace, and their financial clout is rising. Yet, to fully … Read More
Before you hire a financial professional, it’s important to consider their qualifications to ensure they have the right education and experience for your individual circumstances. Unlike the medical and legal professions that require years of study and advanced degrees among … Read More
We need to financially protect ourselves from events that happen out of our control. You can’t predict everything, but you can shield your income, property, and possessions from the possibility of financial losses resulting in disabilities, injuries, and liabilities. Unforeseen … Read More
Owning versus renting your home is a longstanding and often passionate debate. The reasons for owning or renting differ according to financial calculations and your personal preferences. Factors To Consider If you seek to own a home, do you prefer … Read More
“There are no solutions; there are only trade-offs.” Thomas Sowell There are money tradeoffs in most aspects of our lives. We have many choices and cannot do everything we want to do. For every choice we make, opportunity costs require … Read More
The coronavirus has weakened our financial markets and our economy as social distancing has slowed economic activity. With high unemployment and tweaked growth, we have been in a recession. Many people are hurting. Unfortunately, there are many who like to … Read More
Ever want to know financial terms, but you were afraid to ask? During the pandemic, a lot of words are cropping up that may be hard to understand. In middle school, I was challenged by vocabulary, as my scores showed. … Read More