Pros and Cons of Self-Employment

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Have You Considered Self-Employment? It is getting easier to start your own business given rapid technological advances, increased ability to buy your health insurance, ability to outsource your needs, growth in the sharing economy, and innovative financing choices.  There are … Read More

12 Ways To Save Money On A Tight Budget

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How to save money on a tight budget? It may seem impossible for the 54% of Americans who live paycheck-to-paycheck or the nearly 40% of people earning $100,000 per year who are also similarly strained. There is no shame in … Read More

10 Steps To Creating A Sound Financial Plan

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Everything goes better when there is a thoughtful plan in place. Whether single, married, and with children, you should build a financial plan that best fits your lifestyle now and in the future. Everyone needs a financial plan to help … Read More

Our Guide To Employee Equity Compensation Plans

Owning your company stock is a big morale booster.

Your equity compensation plan may be the best part of your benefits package. Getting a competitive salary is important, but prospective employees should look at their employer’s benefits package as part of their compensation. Equity compensation plans, if provided, are … Read More

Ten Commandments of Saving Money

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“Do not save what is left after spending, but spend what is left after saving.” Warren Buffett Warren Buffett’s quotes are timeless, reflecting his wisdom. His words on saving and investments are inspiring. Saving money is the cornerstone of a … Read More

Best 43 Quotes On This Independence Day

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Originally published on July 2, 2019, updated on June 30, 2021. The Fourth of July is approaching, with images of fireworks, hot dogs, hamburgers, and apple pie. It is a favorite time in our household, sans the apple pie as … Read More

Your Guide To Basic Estate Planning In 6 Steps

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“Death is not the end. There remains the litigation over the estate.” Ambrose Bierce Have You Created An Estate Plan? Most of us want to avoid litigation, especially over an estate. Having a plan helps you do that. The best … Read More

How to Choose A Financial Advisor

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“A goal without a plan is just a wish.”  Antoine de Saint-Exupery, The Little Prince   “When it is obvious that the goals cannot be reached, don’t adjust the goals, adjust the action steps.”  Confucius When you are seeking a … Read More

Dividend Aristocrats For Reliable Income And Growth

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In a market environment with low yields,  investors may be better off with dividend-paying strategies as an excellent way to build wealth. Total return benefits from dividend income, potential dividend growth, and capital appreciation. Every well-balanced portfolio should contain high-quality … Read More

9 Ways To Avoid Lifestyle Inflation With A Savings Plan

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Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More