Managing Money will how to save money, budget, understand credit and debt, and banking.
When we experience a recession, households and businesses will want liquid or cash-equivalent assets that they can quickly convert into cash without loss of value to continue to pay their monthly bills and living expenses. Even in a strong economy, … Read More
Keeping your savings in the bank might seem like the safest and most convenient option, but it’s important to understand the potential drawbacks of this approach. While banks do provide security and accessibility, there are several reasons why relying solely … Read More
Securing a loan can be challenging when you have bad credit, but it’s not impossible. Many people with less-than-perfect credit scores need loans for various reasons, whether for emergency expenses, consolidating debt, or making a significant purchase. Understanding the strategies … Read More
Summer is the perfect time for romance, with its long days and warm evenings inviting couples to spend quality time together. However, not every memorable date needs to come with a hefty price tag. Some of the best experiences can … Read More
In today’s fast-paced world, finding ourselves financially in a pinch is easy. Whether it’s an unexpected bill, a sudden emergency, or the day-to-day struggle of making ends meet, the temptation to find a quick financial fix can be overwhelming. However, … Read More
The topic of student loan debt forgiveness is stirring up a lot of debates across the country. While some people see forgiving these debts as a step towards economic relief for millions, others have solid reasons for opposing it. From … Read More
Your financial lives depend on your creditworthiness. You’ll have challenges applying for a loan or credit card if you have a low credit score. Lenders review our credit report and FICO credit scores when we go for a loan to … Read More
As we move into the new year, you may want to review your accomplishments and consider building on them with financial goals that align with your values for your future. Your values are your fundamental beliefs about what is essential … Read More
Emergencies happen. They can put a severe dent in our budget and our lives. It may mean reaching for your credit card to pay an unexpected bill when you don’t have access to liquid money. You may not have gotten … Read More
Coming together to manage finances can be a bit of a daunting task. Have you found yourself at the stage in your relationship where you are considering tackling financial matters as a united force with your significant other? After all, … Read More
The U.S. Supreme Court, in a decision announced on June 30, 2023, rejected the Biden administration’s student loan forgiveness plan, siding with the six states that initiated the lawsuits. The program would have provided up to $20,000 in federal student … Read More