Managing Money will how to save money, budget, understand credit and debt, and banking.
Do you make resolutions at the end of the year? Most of us make them but don’t follow through to fruition. However, financial resolutions are different because it’s a way to do some financial planning in the new year and … Read More
When you save money, you want to put it in a safe place, have readily available access, and earn some interest. You don’t want to stash your cash in pillowcases, under your bed, or in a shoebox. Managing your savings … Read More
When aiming to accumulate and conserve wealth, be ready to tackle some tough choices and trade-offs. Your planning should start as early as possible so that you have a reasonable early start on your roadmap to accumulate wealth, have financial … Read More
As inflation normalizes, consumers may see lower borrowing rates for buying homes and cars and using credit cards. It won’t happen overnight, but it will provide solid relief for those who put their plans on hold. The Federal Reserve (Fed) … Read More
You might think having a credit score in the 500s would keep you from buying a home. But that isn’t always the case. Depending on your circumstances, you may have lending options that allow you to overcome that poor credit … Read More
Teachers typically have summers off and can find a job during their break, travel, or do a combination. Additionally, they can pursue these popular summer jobs for teachers. The average K-12 teacher salary in the United States is $56,200, but … Read More
Glad you asked that question. Talking about averages is always tricky when you are talking about lumpy numbers. The average stock market return is the percentage change in the stock market value over one year or a period of years. … Read More
When we experience a recession, households and businesses will want liquid or cash-equivalent assets that they can quickly convert into cash without loss of value to continue to pay their monthly bills and living expenses. Even in a strong economy, … Read More
Keeping your savings in the bank might seem like the safest and most convenient option, but it’s important to understand the potential drawbacks of this approach. While banks do provide security and accessibility, there are several reasons why relying solely … Read More
Securing a loan can be challenging when you have bad credit, but it’s not impossible. Many people with less-than-perfect credit scores need loans for various reasons, whether for emergency expenses, consolidating debt, or making a significant purchase. Understanding the strategies … Read More
Summer is the perfect time for romance, with its long days and warm evenings inviting couples to spend quality time together. However, not every memorable date needs to come with a hefty price tag. Some of the best experiences can … Read More