Managing Money will how to save money, budget, understand credit and debt, and banking.
Your financial lives depend on your creditworthiness. You’ll have challenges applying for a loan or credit card if you have a low credit score. Lenders review our credit report and FICO credit scores when we go for a loan to … Read More
As we move into the new year, you may want to review your accomplishments and consider building on them with financial goals that align with your values for your future. Your values are your fundamental beliefs about what is essential … Read More
Emergencies happen. They can put a severe dent in our budget and our lives. It may mean reaching for your credit card to pay an unexpected bill when you don’t have access to liquid money. You may not have gotten … Read More
Coming together to manage finances can be a bit of a daunting task. Have you found yourself at the stage in your relationship where you are considering tackling financial matters as a united force with your significant other? After all, … Read More
The U.S. Supreme Court, in a decision announced on June 30, 2023, rejected the Biden administration’s student loan forgiveness plan, siding with the six states that initiated the lawsuits. The program would have provided up to $20,000 in federal student … Read More
When envisioning wealth, do you see images of private jets, Rolex watches, lavish parties, extra chilled martinis, and private schools for toddlers in branded clothes? That may be, but this post is about practicing stealth wealth for those who wish … Read More
Are you living paycheck to paycheck, or do you have enough money in a savings account or an emergency fund to cover next month’s bills? A 2021 study by Philadelphia’s Federal Reserve Bank showed that approximately 2 million American households … Read More
Trying to pay off credit card debt is daunting if you carry significant balances, but it is possible. Paying off this debt entirely is challenging and will take work and time. Taking a glance at credit card statistics, you’ll realize … Read More
According to a new poll, Americans postponed medical care in 2022 amid the highest inflation over 40 years. A record 38% of those surveyed put off treatment due to cost, up 12 percentage points since 2021 and the highest since … Read More
Does anyone want to save money in college? College is the perfect time to develop good financial habits and put money in your pocket. Learning to manage money on a tight budget, pay down debt, control spending, and make money … Read More
The past year was notable for its challenges, with the highest inflation in decades, rising interest rates, and the lowest US personal savings rate since 2005. Many fear a recession in 2023. According to Fidelity Investments’ latest study, more than a … Read More