Credit and Debt will discuss credit reports, scores and how to borrow, reduce debt
Have you ever felt overwhelmed and stressed with too much to do and insufficient time? It’s a familiar feeling. Good time management skills at an early age prepare you to succeed at school, in the workplace, and life. It is … Read More
Over the past year, consumer debt surged as the Fed raised interest rates aggressively to quell high inflation, with resilient consumers reflecting strong demand. The inflation shows recent declines, from 9.1% in June to 7.7% in October 2022, remaining elevated … Read More
How are you today? I mean, how are you financially? Know Your Net Worth: It is a crucial benchmark at a particular time. Will allow you to set near-term and long-term goals. Track changes for better money management. Highlight your … Read More
As the Federal Reserve moves to hike its benchmark fed funds rate throughout 2022 to battle the highest inflation levels eroding consumer purchasing power at the grocery stores, how do higher interest rates affect consumers? Why Interest Rates Will Rise … Read More
Credit unions are financial institutions that provide members with access to affordable loans, savings accounts, insurance, and other services. Credit unions are owned and operated by their members, who elect representatives to govern the organization. In this blog post, I … Read More
Phone plans are complicated and often expensive. It’s enough to make the most avid phone lover’s head spin. Not to worry, though, as you’re about to learn about some of the best cheap phone plans of 2021! You need to … Read More
You might think that having a credit score in the 500s would keep you from buying a home. But that isn’t always the case. Depending on your circumstances, you may have lending options that make it possible to overcome that … Read More
Buying a car should be straightforward with internet car shopping, competitive pricing, and the ability to browse cars at your fingertips. However, that isn’t always the case. With the inception of COVID-19 in 2020, car buying in 2021 and beyond … Read More
“I think we do need to try to not just rely on the central bank to, in its wisdom, adjust interest rates, but allow for people to avoid being exposed to inflation risk.” Robert J. Schiller The Federal Reserve cut … Read More
“Do not save what is left after spending; instead, spend what is left after saving.” Warren Buffett Financial literacy is the ability and knowledge to make informed and effective financial decisions. It is a challenge for many people to manage … Read More
“Don’t raise kids to have more than you had. Raise them to be more than you were.” Anonymous  Having a newborn baby is a time to rejoice. However, the reality of raising a child can be daunting. As parents, … Read More