Surging Consumer Debt Will Pose Risks To Financial Discipline

consumer-debt-is-growing

Over the past year, consumer debt surged as the Fed raised interest rates aggressively to quell high inflation, with resilient consumers reflecting strong demand. The inflation shows recent declines, from 9.1% in June to 7.7% in October 2022, remaining elevated … Read More

Why Liquid Net Worth Matters

calculation of liquid net worth

“Liquidity is a good proxy for relative net worth. You can’t lie about cash, stocks, and bond values. Mark Cuban Liquid net worth matters. Understanding your net worth and how to calculate it is hugely important for measuring your financial … Read More

10 Reasons Why You Should Know Your Net Worth

bills cash jan2019

How are you today? I mean, how are you financially? Know Your Net Worth: It is a crucial benchmark at a particular time. Will allow you to set near-term and long-term goals. Track changes for better money management. Highlight your … Read More

What Is A Current Ratio And Why Does It Matters

analysis-of-current-ratio

Running out of cash can be a frightening experience. It is one thing when you are in a restaurant, and you leave your wallet at home. However, it can be quite stressful to realize you have a potential cash flow … Read More

How to Use Credit Card Churning to Travel For Free

credit-card-churning

Credit cards are something that people often use with caution. They can bring on unnecessary debt if you lack the discipline, and generally, people carry around one to two cards personally. Credit card churning is a method of opening and … Read More

Finding the Perfect Courthouse Wedding Dress

Courthouse-wedding-dress

Thanks to the “Wedding Boom” caused by a backlog of weddings from 2020 and 2021, courthouse weddings are becoming more popular than ever. Not only is a civil ceremony an affordable option to get married, but it’s also easier than … Read More

Digging Out of Holiday Debt

getting-out-of-holiday-debt

Could Gen Z be on the precipice of mirroring Millennials’ financial woes during the Great Recession? Now that the post-holiday bills have started creeping in, many people are quaking in their boots at the thought of hefty bills eating away … Read More