How Do Credit Cards Work: A Guide for Beginners

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Credit cards play a vital role in building credit scores and creditworthiness. In addition, it earns you redeemable points, cashback, or miles. We all know how to swipe, tab, or dip the plastic money to pay for daily purchases, but … Read More

12 Ways To Improve Your Time Management Skills

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Have you ever felt overwhelmed and stressed with too much to do and insufficient time? It’s a familiar feeling. Good time management skills at an early age prepare you to succeed at school, in the workplace, and life. It is … Read More

Surging Consumer Debt Will Pose Risks To Financial Discipline

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Over the past year, consumer debt surged as the Fed raised interest rates aggressively to quell high inflation, with resilient consumers reflecting strong demand. The inflation shows recent declines, from 9.1% in June to 7.7% in October 2022, remaining elevated … Read More

10 Reasons Why You Should Know Your Net Worth

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How are you today? I mean, how are you financially? Know Your Net Worth: It is a crucial benchmark at a particular time. Will allow you to set near-term and long-term goals. Track changes for better money management. Highlight your … Read More

What Is A Current Ratio And Why Does It Matters

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Running out of cash can be a frightening experience. It is one thing when you are in a restaurant, and you leave your wallet at home. However, it can be quite stressful to realize you have a potential cash flow … Read More