How Do Banks Make Money in 2021?

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We all know that nothing in this world is free, so how do some traditional banks offer free checking accounts and free savings accounts? Banks continually spend money by sending us our debit cards, periodic statements and supporting the digital … Read More

Your 5 Step Guide To Getting Debt Relief Fast

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Carrying balances on multiple credit cards is stressful and expensive, and paying them off quickly can be a challenge. That’s especially true if you are living paycheck-to-paycheck or dealing with other debts simultaneously, like student loans. But it is possible … Read More

How The Fed Rate Cut May Affect Your Loan Rates

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“I think we do need to try to not just rely on the central bank to, in its wisdom, adjust interest rates, but allow for people to avoid being exposed to inflation risk.” Robert J. Schiller The Federal Reserve cut … Read More

Scary Financial Statistics You Should Know (And Learn From)

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“Do not save what is left after spending; instead, spend what is left after saving.” Warren Buffett Financial literacy is the ability and knowledge to make informed and effective financial decisions.  It is a challenge for many people to manage … Read More

12 Tips To Help New Parents Avoid Money Mistakes

Having a newborn baby is a time to rejoice.

“Don’t raise kids to have more than you had. Raise them to be more than you were.” Anonymous   Having a newborn baby is a time to rejoice. However, the reality of raising a child can be daunting. As parents, … Read More

Dealing With The Awkwardness of Money

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Have you ever had difficulty talking about a money situation with your friends, family, colleagues, or significant other?  Sure, you have, and you are not alone. Money, along with politics and religion, can be taboo topics. The awkwardness of money … Read More

10 Benefits of Going To Community College

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“I wanted to race cars. I didn’t like school, and all I wanted to do was to work on cars. But right before I graduated, I got into a really bad car accident, and I spent that summer in the … Read More

12 Ways To Save Money On A Tight Budget

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How to save money on a tight budget? It may seem impossible for the 54% of Americans who live paycheck-to-paycheck or the nearly 40% of people earning $100,000 per year who are also similarly strained. There is no shame in … Read More

10 Steps To Creating A Sound Financial Plan

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Everything goes better when there is a thoughtful plan in place. Whether single, married, and with children, you should build a financial plan that best fits your lifestyle now and in the future. Everyone needs a financial plan to help … Read More