Why Women Need Their Own Financial Accounts

women-need-financial-independence

Financial independence is essential for everyone. Women have lagged in gaining autonomy, being more reliant on their spouses for money than is healthy. They have made significant progress in the workplace, and their financial clout is rising. Yet, to fully … Read More

Ten Commandments of Saving Money

saving-money-in-a-piggy-bank

“Do not save what is left after spending, but spend what is left after saving.” Warren Buffett Warren Buffett’s quotes are timeless, reflecting his wisdom. His words on saving and investments are inspiring. Saving money is the cornerstone of a … Read More

What You Need To Know About A Sinking Fund

Happy-piggy-bank-coins

We all have something special we’d like to buy for our home or in life. That old couch that has seen better days in your living room begging for a replacement or a vacation you thought about for a long … Read More

9 Ways To Avoid Lifestyle Inflation With A Savings Plan

piggy-bank

Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More

The Pros And Cons of Credit Cards

Use-credit-cards-carefully

“Once you get into debt, it’s hell to get out. Don’t let credit card debt carry over. You can’t get ahead paying eighteen percent.” Charlie Munger, Vice-Chairman, Berkshire Hathaway   For me, credit cards have always been a double-edged sword, … Read More

6 Ways To Raise Your Credit Score

six-ways-to-raise-your-credit-score

Our financial lives depend on our creditworthiness. When we go for a loan, lenders review our credit report and our FICO credit scores to determine our annual percentage rate (APR). Generally, the higher our score on a 300-850 score, the … Read More

Being Frugal When Saving Time And Money

saving-time-and-money

“Price is what you pay; value is what you get.” Warren Buffett I bristled when they called me a cheapskate when I was a young kid. It cast a dark shadow over me. We lived in a modest neighborhood in … Read More

Ten Commandments of Personal Finance

moses-ten-commandments

We revisit ancient views of money on ten central tenets of personal finance from timeworn texts and stories. Surveying these words adds a different perspective on finances whether you are celebrating the upcoming holidays or not. There is a common … Read More

How Do You Measure Your Financial Success?

measuring-financial-success

  I wanna be a billionaire so f**king bad Buy all of the things I never had Uh, I wanna be on the cover of Forbes magazine Smiling next to Oprah and the Queen. Billionaire, Lyrics By Travie McCoy   … Read More

Why Liquid Net Worth Matters

calculation of liquid net worth

“Liquidity is a good proxy for relative net worth. You can’t lie about cash, stocks, and bond values. Mark Cuban   Understanding your net worth and how to calculate it is hugely important for measuring your financial health at a … Read More

Credit Card Alternatives Have Benefits

alternative-payments-to-credit-cards

Do you really need a credit card? Most people believe so. I have had a love-hate relationship with credit cards, admittedly using cash and alternatives more often than most people I know. Credit cards can be a valuable tool, allowing … Read More