What Is A Current Ratio And Why Does It Matters

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Running out of cash can be a frightening experience. It is one thing when you are in a restaurant, and you leave your wallet at home. However, it can be quite stressful to realize you have a potential cash flow … Read More

Top 10 Best 18th Birthday Ideas For a Super Fun Day 

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Most people dream of having the most memorable 18th birthday celebration, which is why this once-in-a-lifetime moment deserves proper planning and a special party.    As 18 marks the start of your adult life, you should consider birthday ideas that … Read More

7 Ways to Avoid Impulsive and Compulsive Spending

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Do you often spend more than you’d like? Here’s everything you need to know about impulsive vs. compulsive spending. We all make unplanned purchases from time to time. It can be as simple as doing groceries while you’re hungry and … Read More

The Secret to Buying a House with Bad Credit

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You might think that having a credit score in the 500s would keep you from buying a home. But that isn’t always the case. Depending on your circumstances, you may have lending options that make it possible to overcome that … Read More

Your 5 Step Guide To Getting Debt Relief Fast

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Carrying balances on multiple credit cards is stressful and expensive, and paying them off quickly can be a challenge. That’s especially true if you are living paycheck-to-paycheck or dealing with other debts simultaneously, like student loans. But it is possible … Read More

Better Financial Literacy May Help The Racial Wealth Gap

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I grew up in a racially diverse Bronx neighborhood. It wasn’t until I worked on Wall Street as a financial professional that I encountered people with homogenous backgrounds. Specifically, my colleagues were primarily white people who appeared to be far … Read More

Why Women Need Their Own Financial Accounts

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Financial independence is essential for everyone. Women have lagged in gaining autonomy, being more reliant on their spouses for money than is healthy. They have made significant progress in the workplace, and their financial clout is rising. Yet, to fully … Read More

Ten Commandments of Saving Money

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“Do not save what is left after spending, but spend what is left after saving.” Warren Buffett Warren Buffett’s quotes are timeless, reflecting his wisdom. His words on saving and investments are inspiring. Saving money is the cornerstone of a … Read More