Retirement, social security and estate planning.
President Biden signed the SECURE 2.0, approved by a nonpartisan Congress in December. The legislation significantly changes the retirement benefits landscape for the better. Many provisions will strengthen Americans’ ability to save for retirement by restructuring contribution limits, withdrawal rules, … Read More
With high inflation, a bear market, supply constraints, and talk about recession throughout the year, it’s been challenging for seniors and retirees. It’s about time for retirees to get a well-deserved break in 2023, which will happen on several fronts. … Read More
When you have children, it seems you can never do enough for them (and when they are teens, you can never do anything right). Guiding your kids on the path of saving for their future gives them a head start … Read More
Are high inflation and the bear market derailing your retirement plans? There are significantly more challenges for retirees or those close to retirement. Paying more for gas, groceries, and other items on a fixed income while watching your investment portfolio … Read More
When seeking a financial advisor, you may need clarification on your choices. Many professionals help you with estate planning when giving you financial advice. In contrast, others make investment recommendations for your portfolio, help with financial goals, budgeting, reduce debt, … Read More
Have you checked out the latest prices at the grocery store and the gas pump? Understanding inflation and its effects on our household and investment portfolio are crucial. We almost always have some inflation, meaning wages and prices increase which … Read More
“Do not save what is left after spending; instead, spend what is left after saving.” Warren Buffett Financial literacy is the ability and knowledge to make informed and effective financial decisions. It is a challenge for many people to manage … Read More
Have You Considered Self-Employment? It is getting easier to start your own business given rapid technological advances, increased ability to buy your health insurance, ability to outsource your needs, growth in the sharing economy, and innovative financing choices. There are … Read More
I grew up in a racially diverse Bronx neighborhood. It wasn’t until I worked on Wall Street as a financial professional that I encountered people with homogenous backgrounds. Specifically, my colleagues were primarily white people who appeared to be far … Read More
Financial independence is essential for everyone. Women have lagged in gaining autonomy, being more reliant on their spouses for money than is healthy. They have made significant progress in the workplace, and their financial clout is rising. Yet, to fully … Read More
Your equity compensation plan may be the best part of your benefits package. Getting a competitive salary is important, but prospective employees should look at their employer’s benefits package as part of their compensation. Equity compensation plans, if provided, are … Read More