How to Choose A Financial Advisor

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When seeking a financial advisor, you may be confused by your choices. Many professionals help you with estate planning when giving you financial advice. In contrast, others make investment recommendations for your portfolio, help with budgeting, reduce debt, or provide … Read More

Mega Backdoor Roth IRA: Is It Really Mega?

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The Mega Backdoor Roth takes investing in a traditional 401(k) to the next level for high-income earners. If you meet the eligibility requirements, you could stash an extra $41,500 for retirement in a Roth IRA. However, it’s complicated, and mistakes … Read More

Personal Capital Review What You Need To Know

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Thinking about getting started with Personal Capital? Personal Capital is a rapidly growing digital wealth management company that provides free state-of-the-art financial tools to help people better manage their finances. Having free access to their feature-rich technology-driven platform can help … Read More

Scary Financial Statistics You Should Know (And Learn From)

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“Do not save what is left after spending; instead, spend what is left after saving.” Warren Buffett Financial literacy is the ability and knowledge to make informed and effective financial decisions.  It is a challenge for many people to manage … Read More

Pros and Cons of Self-Employment

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Have You Considered Self-Employment? It is getting easier to start your own business given rapid technological advances, increased ability to buy your health insurance, ability to outsource your needs, growth in the sharing economy, and innovative financing choices.  There are … Read More

12 Ways To Save Money On A Tight Budget

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How to save money on a tight budget? It may seem impossible for the 54% of Americans who live paycheck-to-paycheck or the nearly 40% of people earning $100,000 per year who are also similarly strained. There is no shame in … Read More

10 Steps To Creating A Sound Financial Plan

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Everything goes better when there is a thoughtful plan in place. Whether single, married, and with children, you should build a financial plan that best fits your lifestyle now and in the future. Everyone needs a financial plan to help … Read More

Better Financial Literacy May Help The Racial Wealth Gap

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I grew up in a racially diverse Bronx neighborhood. It wasn’t until I worked on Wall Street as a financial professional that I encountered people with homogenous backgrounds. Specifically, my colleagues were primarily white people who appeared to be far … Read More