Have you ever felt overwhelmed and stressed with too much to do and insufficient time? It’s a familiar feeling. Good time management skills at an early age prepare you to succeed at school, in the workplace, and life. It is … Read More
“Do not save what is left after spending; instead, spend what is left after saving.” Warren Buffett Financial literacy is the ability and knowledge to make informed and effective financial decisions. It is a challenge for many people to manage … Read More
“Don’t raise kids to have more than you had. Raise them to be more than you were.” Anonymous  Having a newborn baby is a time to rejoice. However, the reality of raising a child can be daunting. As parents, … Read More
“I wanted to race cars. I didn’t like school, and all I wanted to do was to work on cars. But right before I graduated, I got into a really bad car accident, and I spent that summer in the … Read More
Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More
Affording a college degree is complex, with costs rising for decades. Yet, having a college education remains a meaningful way to reach success. We will point to ways to make college more affordable and even virtually free. Planning early as … Read More
The coronavirus has weakened our financial markets and our economy as social distancing has slowed economic activity. With high unemployment and tweaked growth, we have been in a recession. Many people are hurting. Unfortunately, there are many who like to … Read More
“How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” Robert G. Allen When you have some savings, it is good to invest and allocate your money to work. Most importantly, … Read More
“Change might not be fast and it isn’t always easy. But with time and effort, almost any habit can be reshaped.” Charles Duhigg  Simply having goals without good habits is not enough to reach them. Having a desire to … Read More
Originally published on May 23, 2019, and updated on June 11, 2020. “Logic will get you from A to B. Imagination will take you everywhere.” Albert Einstein Congratulations on making it to your special day, Graduates! As a parent, I … Read More
“It’s the job that’s never started that takes the longest to finish.” J.R.R. Tolkien I have been putting off writing this article for no apparent reason. And I am not even the procrastinator in our home. My husband is! Procrastination … Read More