A Guide To Your Child’s Credit Report: Pros and Cons

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It seems our job as parents of teens keep getting harder. Are they on drugs? Alcohol binging? Is their credit report alright? Yes, they can have credit issues! Once you have debt and payment history, what and when you borrowed, … Read More

9 Ways To Avoid Lifestyle Inflation With A Savings Plan

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Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More

10 Ways For Women To Achieve Financial Independence

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“The question isn’t who’s going to let me; it’s who’s going to stop me.”  Ayn Rand   “Everyone has inside of her a piece of good news. The good news is that you don’t know how great you can be!”  … Read More

Yes, Money Can Buy Happiness

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“Money is of no value; it cannot spend itself. All depends on the skill of the spender.” Ralph Waldo Emerson   “Whoever said money can’t buy happiness simply  didn’t know where to go shopping.” Gertrude Stein   Money Can Buy … Read More

How To Talk To Your Kids About Money

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“Poor or rich, money is good to have.” Leah Eliash Kaufman, my grandmother   Talking about money is often a taboo subject, especially among family members. However, it is important to be able to know how to talk to your … Read More

How To Save Money When Grocery Shopping

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The pandemic has reshaped our lives in many ways. We are home more due to social distance, remote work, distance learning, traveling, and dining out less. We have spent more on grocery shopping to accommodate this “new normal” lifestyle.  We … Read More

10 Tips To Diversify Your Investment Portfolio

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“How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.”  Robert G. Allen When you have some savings, it is good to invest and allocate your money to work. Most importantly, … Read More

15 Tips Every College Grad Should Know

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Originally published on May 23, 2019, and updated on June 11, 2020. “Logic will get you from A to B. Imagination will take you everywhere.”  Albert Einstein Congratulations on making it to your special day, Graduates! As a parent, I … Read More

11 Ways To Avoid Costly Procrastination

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“It’s the job that’s never started that takes the longest to finish.” J.R.R. Tolkien I have been putting off writing this article for no apparent reason. And I am not even the procrastinator in our home. My husband is! Procrastination … Read More

10 Ways To Better Manage Your Spending

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If you want to live comfortably, you need healthy financial habits. A top priority must be to live within your means. Only 46% of Americans report making more than they spend, according to a Pew Research study. Overspending leads to … Read More