I have to admit that I am hostile to the term, “Budget.” The word signifies limitations as if I will have to change my lifestyle. Before I prepared a budget, I felt anxious about doing one. Only one out of … Read More
“The meaning of intelligence is the ability to change.” Albert Einstein According to studies, it takes 21 to 66 days on average to change your habits in regular times. As a result of the pandemic, which continues, we needed to … Read More
What is credit? Credit is the ability to borrow money or something of value now with the understanding that you will repay the lender later with interest. Managing credit well is one of the essential disciplines in your financial life. … Read More
Where can you find more income in this low-yield environment? “Cash is king” is an old expression that implies that this most straightforward form of money has the most significant merit for investments. Liquid assets are desirable for their ability … Read More
“It’s the job that’s never started that takes the longest to finish.” J.R.R. Tolkien I have been putting off writing this article for no apparent reason. And I am not even the procrastinator in our home. My husband is! Procrastination … Read More