Linda @ The Cents of Money 
Furnishing and decorating a home can be exciting, but it’s easy to get carried away with purchases that seem necessary at the moment but end up being unnecessary. These impulse buys and trendy items can quickly add up, straining your … Read More
Enjoying a comfortable retirement lifestyle shouldn’t mean sacrificing or being overly cheap after years of saving for these golden years. You may have saved a bunch for retirement, but you want your money to last through your retirement, which could … Read More
Do you have enough liquidity in a difficult economic environment? According to a recent NerdWallet poll, nearly two-thirds of Americans believe we may go into a recession within the next 12 months. That may not be the case, especially with … Read More
Heading to college is an exciting journey filled with new experiences and opportunities. However, it also means managing your finances, often for the first time. There is no better place to learn how to balance your spending than when you … Read More
Seniors with equity in their homes who intend to stay in their homes and want to supplement their income are turning to reverse mortgages. They are gaining popularity as grocery, gas, and other goods prices rise due to inflation. According … Read More
When you save money, you want to put it in a safe place, have easy access, and earn interest. You don’t want to stash your cash in pillowcases, under your bed, or in a shoebox. Managing your savings in interest-bearing … Read More
Do you make resolutions at the end of the year? Most of us make them, but don’t follow through to fruition. However, financial resolutions are different because they’re a way to plan for the new year and adjust to changes … Read More
Consumer spending has been strong throughout 2025 despite higher inflation than desired. Some softness has recently appeared, with shoppers spending less on holiday shopping. Grocery prices haven’t entirely stabilized for items like coffee, ground beef, steaks, and eggs. However, turkey … Read More
In 2025 and beyond, living frugally isn’t just about pinching pennies; it’s about making smart, strategic choices that let your money go further without sacrificing your quality of life. Whether you’re trying to save for a big goal, like a … Read More
Sometimes you need financial help to cover basic living expenses like housing, utilities, groceries, and health care to get you and your family over the hump. You can apply for free government funding, depending on your circumstances and qualifications. Most … Read More
In the absence of reliable economic data due to the longest government shutdown in American history, hearing words like inflation, bear market, and recession bandied about in the financial news is nerve-wracking. It would be natural for you to worry … Read More