Linda @ The Cents of Money 
Where can you find more income in this low-yield environment? “Cash is king” is an old expression that implies that this most straightforward form of money has the most significant merit for investments. Liquid assets are desirable for their ability … Read More
When you have some savings, it is good to invest and allocate your money to work. Most importantly, you need to diversify your investment portfolio. Keeping too much of your money in your checking account is too tempting to spend … Read More
As consumers, emotions drive our decisions. Neuroscientists tell us we make our decisions emotionally and intuitively most of the time. The forces of marketers and our biases make it almost inevitable that we make irrational money decisions. Marketers embrace unreasonable customers … Read More
“…My success in law school, I have no doubt was in large measure because of baby Jane…Each part of my life provided respite from the other and gave me a sense of proportion that classmates trained only on law students … Read More
I am a lifelong learner. Everyone can and should be one. Learning doesn’t require you to go to an elite college and pay $80,000 a year. You can find opportunities to learn are all around us. Education, as a priority, … Read More
I feel a certain optimism in the air. Slowly, lockdowns are easing on a state-by-state basis. Like everyone else, I have missed seeing my friends and eating at a favorite restaurant. I even miss going to my dentist. With caution, … Read More
It has been hard to be optimistic as the coronavirus outbreak has devastated many families. We have been forced to change our ways of living in a hurry. Job losses are high and haven’t finished climbing. Small businesses are struggling … Read More
“I want to leave my children enough they can do anything, but not so much that they do nothing.” Warren Buffett The coronavirus outbreak has raised fears even among the ordinarily fearless. It is a health crisis of enormous proportions … Read More
“When we are no longer able to change a situation, we are challenged to change ourselves.” Viktor E. Frankl, Man’s Search For Meaning Our values are tested during a crisis. We have learned that we need to make certain changes … Read More
If the coronavirus has taught us one lesson, it is our need for adaptability. Virtually all aspects of our lives have had to change. By failing to change, we potentially expose ourselves to a deadly virus. Hopefully, predictions are less … Read More
In little over one week, the coronavirus and the need for social distancing marshalled US colleges and universities to adapt online learning for their students. Face-to-face classes were cancelled for the rest of the semester. Some of my classes were … Read More