Linda @ The Cents of Money 
Have you wanted to manage your money better but didn’t know how to start? I know that I can do better for us, especially our kids, so they learn good habits. I know I am not alone. Ultimately, our goal … Read More
The US divorce rate among young people under 30 has been dropping to below 50% since the early 1990s. However, that may be deceiving. Millennial couples are marrying later and arming themselves with prenuptial agreements. According to a sociology professor … Read More
Ever want to know financial terms, but you were afraid to ask? During the pandemic, a lot of words are cropping up that may be hard to understand. In middle school, I was challenged by vocabulary, as my scores showed. … Read More
Dr. Martin Luther King Jr. left us with a rich legacy in his shortened life. We owe a huge debt of gratitude to him. The struggle to attain racial equality through King’s civil rights movement is well known. What is … Read More
You and your family have decided to buy a house. Now what? Buying a home takes about six months from your search to the closing day at a minimum. There is a lot to consider when likely making the biggest … Read More
The pandemic has reshaped our lives in many ways. We are home more due to social distance, remote work, distance learning, traveling, and dining out less. We have spent more on grocery shopping to accommodate this “new normal” lifestyle. We … Read More
“Do you know the only thing that gives me pleasure? It’s to see my dividends coming in.” John D. Rockefeller Dividend investing is a way of buying stocks that pay regular dividends on your investments. Those dividends represent a portion … Read More
We make investment decisions by relying on fundamental analysis to determine if a security is undervalued. If the stock market is efficient, the stocks’ prices should fully reflect all available information. Therefore, the market demonstrates rational pricing. As investors, we … Read More
“For a moment, she wanted to say something about the expansiveness of room service, even measured in pesos, but she didn’t. She picked up the phone and dialed six. The man answered in English. She told him to send a … Read More
“The meaning of intelligence is the ability to change.” Albert Einstein According to studies, it takes 21 to 66 days on average to change your habits in regular times. As a result of the pandemic, which continues, we needed to … Read More
What is credit? Credit is the ability to borrow money or something of value now with the understanding that you will repay the lender later with interest. Managing credit well is one of the essential disciplines in your financial life. … Read More