Before you hire a financial professional, it’s important to consider their qualifications to ensure they have the right education and experience for your individual circumstances. Unlike the medical and legal professions that require years of study and advanced degrees among … Read More
Updated “We Have Power!” Craig, my husband How precious those words were when we regained utility services. Our family, among many, endured a multi-day outage caused by Hurricane Isaias. It is truly one of the more disruptive events that can … Read More
The third and possibly final stimulus check from the federal government is on its way. Most people will get their stimulus money via direct deposit to tens of millions of bank accounts. If you and your family qualify for the … Read More
I have to admit that I am hostile to the term, “Budget.” The word signifies limitations as if I will have to change my lifestyle. Before I prepared a budget, I felt anxious about doing one. Only one out of … Read More
“There are only two ways to live your life. One is as though nothing is a miracle. The other is as though everything is a miracle.” Albert Einstein This year has been extraordinary and challenging. The coronavirus has been a … Read More
“The meaning of intelligence is the ability to change.” Albert Einstein According to studies, it takes 21 to 66 days on average to change your habits in regular times. As a result of the pandemic, which continues, we needed to … Read More
“No man’s credit is as good as his money.” E.W. Howe, novelist What is credit? Credit is defined as the ability to borrow money or something of value now with the understanding you will repay the lender later with interest. … Read More
“People do not buy goods and services. They buy relations, stories, and magic.” Seth Godin As consumers, emotions drive our decisions. Neuroscientists tell us that we make our decisions emotionally and intuitively nearly 95% of the time. The forces of … Read More
When you think of classic literature about money, you think of high society glamour, indulgent parties, and stories of the multigenerational wealth of families. What’s not to like? We can learn personal finance lessons in classic literature. We find stories … Read More