How to Choose A Financial Advisor

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“A goal without a plan is just a wish.”  Antoine de Saint-Exupery, The Little Prince   “When it is obvious that the goals cannot be reached, don’t adjust the goals, adjust the action steps.”  Confucius When you are seeking a … Read More

8 Types of Insurance You Need

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We need to financially protect ourselves from events that happen out of our control. You can’t predict everything, but you can shield your income, property, and possessions from the possibility of financial losses resulting in disabilities, injuries, and liabilities. Unforeseen … Read More

Dividend Aristocrats For Reliable Income And Growth

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In a market environment with low yields,  investors may be better off with dividend-paying strategies as an excellent way to build wealth. Total return benefits from dividend income, potential dividend growth, and capital appreciation. Every well-balanced portfolio should contain high-quality … Read More

9 Ways To Avoid Lifestyle Inflation With A Savings Plan

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Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More

Personal Finance Lessons From The Richest Man In Babylon

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A Timeless Classic On The Basics of Money Personal finance lessons are all around us in our everyday lives. Every day we handle money without thinking about the consequences of making poor decisions. However, we may not grasp our own … Read More

Yes, Money Can Buy Happiness

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“Money is of no value; it cannot spend itself. All depends on the skill of the spender.” Ralph Waldo Emerson   “Whoever said money can’t buy happiness simply  didn’t know where to go shopping.” Gertrude Stein   Money Can Buy … Read More

A Guide To Owning or Renting Your Home

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Owning versus renting your home is a longstanding and often passionate debate. The reasons for owning or renting differ according to financial calculations and your personal preferences. Factors To Consider If you seek to own a home, do you prefer … Read More

Being Frugal When Saving Time And Money

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“Price is what you pay; value is what you get.” Warren Buffett I bristled when they called me a cheapskate when I was a young kid. It cast a dark shadow over me. We lived in a modest neighborhood in … Read More

Getting Stimulus Money? Spend This Money Wisely

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The third and possibly final stimulus check from the federal government is on its way. Most people will get their stimulus money via direct deposit to tens of millions of bank accounts. If you and your family qualify for the … Read More

Ten Commandments of Personal Finance

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We revisit ancient views of money on ten central tenets of personal finance from timeworn texts and stories. Surveying these words adds a different perspective on finances whether you are celebrating the upcoming holidays or not. There is a common … Read More