Before you hire a financial professional, it’s important to consider their qualifications to ensure they have the right education and experience for your individual circumstances. Unlike the medical and legal professions that require years of study and advanced degrees among … Read More
“Do not save what is left after spending, but spend what is left after saving.” Warren Buffett Warren Buffett’s quotes are timeless, reflecting his wisdom. His words on saving and investments are inspiring. Saving money is the cornerstone of a … Read More
Originally published on July 2, 2019, updated on June 30, 2021. The Fourth of July is approaching, with images of fireworks, hot dogs, hamburgers, and apple pie. It is a favorite time in our household, sans the apple pie as … Read More
“Death is not the end. There remains the litigation over the estate.” Ambrose Bierce Have You Created An Estate Plan? Most of us want to avoid litigation, especially over an estate. Having a plan helps you do that. The best … Read More
We need to financially protect ourselves from events that happen out of our control. You can’t predict everything, but you can shield your income, property, and possessions from the possibility of financial losses resulting in disabilities, injuries, and liabilities. Unforeseen … Read More
In a market environment with low yields, investors may be better off with dividend-paying strategies as an excellent way to build wealth. Total return benefits from dividend income, potential dividend growth, and capital appreciation. Every well-balanced portfolio should contain high-quality … Read More
“Bear in mind the wonderful things you learn in schools are the work of many generations. All this is put in your hands as your inheritance in order that you may receive it, honor it, add to it, and one … Read More
Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More
A Timeless Classic On The Basics of Money Personal finance lessons are all around us in our everyday lives. Every day we handle money without thinking about the consequences of making poor decisions. However, we may not grasp our own … Read More
“Money is of no value; it cannot spend itself. All depends on the skill of the spender.” Ralph Waldo Emerson  “Whoever said money can’t buy happiness simply didn’t know where to go shopping.” Gertrude Stein  Money Can Buy … Read More
Owning versus renting your home is a longstanding and often passionate debate. The reasons for owning or renting differ according to financial calculations and your personal preferences. Factors To Consider If you seek to own a home, do you prefer … Read More