Dearest Alex, I am writing this letter filled with my love and admiration for you. You are nearly an adult but you will always be my child. In recent months I have seen you blossom in many wonderful ways, having … Read More
Generation Z is now in grade school, college, and just entering the workforce. Born between 1995-and 2010, Gen Z (also known as Internet Generation, “iGen” or “Post-Millennials”) follows other generations, each extremely distinct when considering attributes, values, and goals. This … Read More
“Whether talking about socks or stocks, I like buying quality merchandise when it is marked down.” Warren Buffett As a college professor, I assign reading and a paper on the legendary Berkshire Hathaway’s CEO and Chairman Warren Buffett’s latest Letter … Read More
“Change might not be fast and it isn’t always easy. But with time and effort, almost any habit can be reshaped.” Charles Duhigg Simply having goals without good habits is not enough to reach them. Having a desire to … Read More
Do you know what’s in your employer’s benefits package? It’s often worth more than you think. Getting a competitive salary is important, but prospective employees should look at their employer’s benefits package as part of their compensation. You are fortunate … Read More
You have probably been hiding under a rock if you haven’t heard a lot about the growing US student debt burden. These loans are a weight on those who carry these amounts early in their careers. For some, it may … Read More
When you think of classic literature about money, you think of high society glamour, indulgent parties, and stories of the multigenerational wealth of families. What’s not to like? We can learn personal finance lessons in classic literature. We find stories … Read More
We have a lot of choices when selecting investment vehicles for 529 Savings Plan, 401 K retirement accounts and investment accounts. Gaining In Popularity Increasingly, target date funds have become popular with investors. Their assets surpassed $1 trillion in 2017. … Read More
“Lost time is never found again.” Benjamin Franklin “Time is money,” but they have differences in our minds. Asking someone, “How did you spend your time today?” is acceptable, while “How did you spend your money today?” is not. … Read More
Yes, the gender gap remains in the usual places for women. They get less pay, need career pauses with time out for children and other dependents yielding lower savings for retirement. Despite facing challenges, women are gaining ground. They are … Read More
“The intelligent investor is a realist who sells to optimists and buys from pessimists.” Benjamin Graham “The stock market is a device to transfer money from the impatient to the patient.” Warren Buffett The financial markets are always in … Read More