We make investment decisions by relying on fundamental analysis to determine if a security is undervalued. If the stock market is efficient, the stocks’ prices should fully reflect all available information. Therefore, the market demonstrates rational pricing. As investors, we … Read More
“For a moment, she wanted to say something about the expansiveness of room service, even measured in pesos, but she didn’t. She picked up the phone and dialed six. The man answered in English. She told him to send a … Read More
“The meaning of intelligence is the ability to change.” Albert Einstein According to studies, it takes 21 to 66 days on average to change your habits in regular times. As a result of the pandemic, which continues, we needed to … Read More
“No man’s credit is as good as his money.” E.W. Howe, novelist What is credit? Credit is defined as the ability to borrow money or something of value now with the understanding you will repay the lender later with interest. … Read More
Where can you find more income in this low-yield environment? “Cash is king” is an old expression that implies that this most straightforward form of money has the most significant merit for investments. Liquid assets are desirable for their ability … Read More
“How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” Robert G. Allen When you have some savings, it is good to invest and allocate your money to work. Most importantly, … Read More
“People do not buy goods and services. They buy relations, stories, and magic.” Seth Godin As consumers, emotions drive our decisions. Neuroscientists tell us that we make our decisions emotionally and intuitively nearly 95% of the time. The forces of … Read More
“…My success in law school, I have no doubt was in large measure because of baby Jane…Each part of my life provided respite from the other and gave me a sense of proportion that classmates trained only on law students … Read More
Dear College Students, This is anything but a normal year for you. Deja Vu! I had written to you back in April during what I had hoped would be the height of the pandemic. Sadly, it turns out it was … Read More
“Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young.” Â Henry Ford I am a lifelong learner. Everyone can and should be one. Learning doesn’t require you to go to an elite college … Read More
I feel a certain optimism in the air. Slowly, lockdowns are easing on a state-by-state basis. Like everyone else, I have missed seeing my friends and eating at a favorite restaurant. I even miss going to my dentist. With caution, … Read More