Running out of cash can be a frightening experience. It is one thing when you are in a restaurant, and you leave your wallet at home. However, it can be quite stressful to realize you have a potential cash flow … Read More
Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More
“The question isn’t who’s going to let me; it’s who’s going to stop me.” Ayn Rand  “Everyone has inside of her a piece of good news. The good news is that you don’t know how great you can be!” … Read More
Our financial lives depend on our creditworthiness. When we go for a loan, lenders review our credit report and our FICO credit scores to determine our annual percentage rate (APR). Generally, the higher our score on a 300-850 score, the … Read More
 I wanna be a billionaire so f**king bad Buy all of the things I never had Uh, I wanna be on the cover of Forbes magazine Smiling next to Oprah and the Queen. Billionaire, Lyrics By Travie McCoy  … Read More
Saving For Retirement Yet? Savings, investing, and retirement are very related, yet the topic of retirement planning gets pushed off to the side. We fear dealing with the unknown, or we are neglectful. Instead, planning early and often for retirement … Read More
“Many people take no care of their money till they come nearly to the end of it. And others do just the same with their time.” Johann Wolfgang Von Goethe Use Time Value Of Money To Achieve Your Financial Goals … Read More
The US divorce rate among young people under 30 has been dropping to below 50% since the early 1990s. However, that may be deceiving. Millennial couples are marrying later and arming themselves with prenuptial agreements. According to a sociology professor … Read More
It’s funny how sometimes life can give small clues as to how you should be handling your finances. For example, a few years ago, a minor snow skiing accident revealed my lack of diversity regarding investing. You’re probably scratching your … Read More
“There are only two ways to live your life. One is as though nothing is a miracle. The other is as though everything is a miracle.” Albert Einstein This year has been extraordinary and challenging. The coronavirus has been a … Read More
Do you want to get a better sense of your financial health now? Personal financial ratios can give you a picture of your financial health and progress relative to your goals. These benchmarks can help you develop better financial habits … Read More