9 Ways To Avoid Lifestyle Inflation With A Savings Plan

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Lifestyle inflation happens when our income rises, we increase our spending. Like a balloon that gets larger, we tend to spend our expanding pocketful of extra dollars. When we get our first job after college, we begin to earn money, … Read More

10 Ways For Women To Achieve Financial Independence

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“The question isn’t who’s going to let me; it’s who’s going to stop me.”  Ayn Rand   “Everyone has inside of her a piece of good news. The good news is that you don’t know how great you can be!”  … Read More

6 Ways To Raise Your Credit Score

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Our financial lives depend on our creditworthiness. When we go for a loan, lenders review our credit report and our FICO credit scores to determine our annual percentage rate (APR). Generally, the higher our score on a 300-850 score, the … Read More

How Do You Measure Your Financial Success?

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  I wanna be a billionaire so f**king bad Buy all of the things I never had Uh, I wanna be on the cover of Forbes magazine Smiling next to Oprah and the Queen. Billionaire, Lyrics By Travie McCoy   … Read More

Saving For Retirement In Your 20s

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Saving For Retirement Yet? Savings, investing, and retirement are very related, yet the topic of retirement planning gets pushed off to the side. We fear dealing with the unknown, or we are neglectful. Instead, planning early and often for retirement … Read More

9 Ways To Avoid Financial Infidelity

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“From hidden debt to secret expenditures, lying about finances can cause a marriage to go into default.” Kimberly Foss, CFP   The US divorce rate among young people under 30 years has been dropping to below 50% since the early … Read More

Financial Resolutions For The New Year

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“There are only two ways to live your life. One is as though nothing is a miracle. The other is as though everything is a miracle.” Albert Einstein This year has been extraordinary and challenging. The coronavirus has been a … Read More

18 Personal Finance Ratios You Should Know

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Do you want to get a better sense of your financial health now? Personal financial ratios can give you a picture of your proper financial health and progress relative to your goals  These benchmarks can help you develop better financial … Read More

What Is A Current Ratio And Why Does It Matters

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Running out of cash can be a frightening experience. It is one thing when you are in a restaurant, and you leave your wallet at home. However, it can be quite stressful to realize you have a potential cash flow … Read More